Starting any business is tough and that is what you do as a new Realtor.  You become your own business!  So knowing how to become a Realtor and do it right from the beginning involves planning.  Hopefully no one would start a business without coming up with a well thought out business plan.  This plan […]

You know those furniture store signs “Out for your business”?  Well, Fannie Mae is out for your business!  This year there has been a consistent flow of updates coming from Fannie Mae.  Plus there are more coming!  Most of these include loosening of income, asset, and credit guidelines.  So this means more buyers should qualify […]

Maybe you paid for a credit score or maybe you got it for free.  But most find out that there is a big problem with these scores!  The fault in the credit scoring systems used is they do not match the mortgage credit score pulled by lenders.  If you’re thinking that this is unfair and […]

The most popular time to buy a home is in the Spring and Summer.  But besides home buying season, it is also Hurricane Season in the Southeast US.  The hurricane season officially begins on June 1 and continues through November 30.  Although hurricanes could form and cause damage before or after these dates.  For 2018, […]

USDA Rural Development home loans are one of the most misunderstood and overlooked home loans. Many wrongly believe the USDA income limits are really low, which is way wrong. Plus, it isn’t just for really rural or small homes. Actually, most properties in America are eligible and loans can even exceed $400,000. Therefore, USDA loans offer […]

Service members and military Veterans have a very affordable way to buy a home with a VA loan.  This is a huge advantage for military buyers and feel free to check our expansive library of VA articles backing this up!  But what if the active duty or Veteran borrower is not available for closing?  Well, most military families are […]

Military buyers have a huge benefit when it comes to purchasing a home.  Not only do service members have a no down payment option, but VA loans may be the best mortgage available.  VA loans offer up to 100% financing with no monthly mortgage insurance.  Thus, this feature keeps mortgage payments low.  This is especially true […]

A recent USA Today article stated “Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve”.  Average student loan debt for 2015 graduates in North Carolina is $25,645.  Plus many graduates have so much more.  It is not uncommon for a buyer to owe $50,000 – $100,000 or more.  […]

The biggest misconception among renters is that a large down payment is necessary to buy a home.  Then many will rent for an extended period thinking that a home purchase is unreachable.  A recent article by Citylab, “The down payment is too ‘daggum’ high” explained it well.  It explains how many renters cite lack of funds to cover […]

So you’ve decided to sell your home?  Of course every seller wants to make as much as possible and sell as quick as possible.  Right?  Well, a big decision is whether to use a Realtor or sell it on your own.  If the seller decides to sell the home on their own, it is called a […]

Part of military life is the high percentage of receiving your permanent change of station orders.  This is also called PCS orders for short.  PCS is the military version of a job relocation over 50 miles away.  At least a benefit is that the military will pay for the move in these cases.  Typically, military families are […]

Century 21 has been a cornerstone of the Lumberton community for quite a long time.  Although, it is the members of the Century 21 Lumberton NC office that make it special.  Recently the C21 family held their annual awards breakfast and recognized top agents, support staff, and new team members.  These C21 real estate agents and support staff serve Robeson […]

Buying a home is the American dream, but sometimes there are hurdles making ownership a struggle to many.  Down payment, higher debt ratios, and credit requirements make buying a home difficult at times.  Many are familiar with the benefits of an FHA, VA, or USDA loan in these cases.  But there is a conventional loan providing a […]

You have probably seen plenty of HGTV shows telling how to buy homes as an investment.  Whether you own one house or many rental properties, real estate can create wealth.  Wealth includes real estate equity as well as an income stream.  So you may be wondering how to get into real estate investing.  Well there […]

It has started.  You hear the buzz everywhere talking about the future of interest rates, economy, and real estate market.  How many times will the Fed raise rates this year?  Should I lock in a mortgage rate now?  How is the job market doing?  Are housing prices going up?  No one has a crystal ball no […]

Private roads.  These 2 words can make Realtors cringe!  Because agents know these words may cause some issues during the loan process.  But there are solutions.  So while looking for the perfect home, let’s say you come across the perfect one on a private road.  “No big deal to me!” says the buyer.  Well, private roads […]

Not all Veterans want to live in the city or suburbs. Often buyers desire to live away from the busyness of the city and live out in the country.  So finding a home with some land attached has a lot of appeal.  Imagine buying a house where you can hunt, ride a four wheeler, or grow […]

Spartanburg SC’s housing & job market offers so much to a wide range of buyers.  Whether you are a first time buyer, moving up, or retiring in this area, Spartanburg offers so much.  Our USDA loans Spartanburg SC offer very affordable, fixed payments with the luxury of 100% financing.  We love to help buyers in qualifying for this great no money down […]

We live in a world where we check the reviews for almost everything. Trying a new pizza place? Check the reviews. Buying a car? Picking a daycare? Getting a haircut? We check the reviews across many different platforms to see what others in our community are saying about the products and services that they’ve used, […]

Greenville SC’s housing & job market offers so much to a wide range of buyers.  Whether you are a first time buyer, moving up, or retiring in this area, Greenville offers so much.  One trip here and you will be captured by the beauty of the foothills location!  Our USDA loans Greenville SC offer very affordable, fixed payments with the […]

Yes, there is a great mortgage option to buy a home around Raleigh with no money down.  Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing.  Don’t think of USDA as just an option to buy a home in the country.  As you will see in the map below, […]