We would like to introduce you to Dominique Torres. Dominique’s role is to use her talents to help keep our mortgage process moving smoothly for our clients, realtors, builders, and others. Talents include communication skills, multi-tasking, organized, des... Read More
Team Move Blog
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios.
Divorce is one of the main hurdles to home ownership. It can cause credit issues, depletion of assets, and basically wreak havoc in life. So buying or refinancing a home is a challenge to say the least. So that is why we love to have the necessary conversations... Read More
The dreaded VA Appraisal! Yes, that stage of the purchase that makes realtors and sellers cringe. Really, a VA appraisal isn’t that bad when you know what the appraiser is looking for. We have actually written several helpful articles referencing appraisa... Read More
There are so many reasons NOT to be a Cash Buyer Becoming a cash buyer is not easy and usually takes dedication over time. So it usually doesn’t happen overnight. Therefore, don’t put on the blinders and only consider paying all of that hard earned i... Read More
Fannie Mae & Freddie Mac will now offer bigger home loans effective January 1, 2017! The Federal Housing Finance Agency (FHFA) has announced the new maximum loan limits for the United States. Conforming loan limits have not increased in 11 years because of t... Read More
VA home loans are such a great way for our military to affordably finance a new home. The benefits are many and our service members deserve it. We also feel that education and answering questions for Veterans and Service Members is key. Some of the most pop... Read More
Everyone hears the credit advice flying in the mortgage process. Examples may include “You need to pay off all your debts!”. “Close your unnecessary credit cards!”. Too often we see clients do things like these that hurt their purchase ... Read More
Streamlined Process for USDA Refinance Boom! USDA just got bigger and better! USDA just got much better! Rural Development loans have provided affordable payments with no down payment for years. But now good just became awesome!! Homeowners with a USDA mortgag... Read More
USDA Commitment Done Right! We love USDA loans! Not only are buyers able to purchase with no money down, but it is flexible on credit. On top of this, USDA just made homeownership more affordable effective 10/1/16! This was accomplished by USDA drastically lowe... Read More
Appraisal Issues are Causing Major Delays! We will be the first to say that appraisers have a tough job. Appraisers are questioned constantly. When values come in low, it is the appraiser’s fault. Plus their job continues to grow tougher. But, no o... Read More
Check Out The Latest
- How to Buy a Home After Receiving PCS OrdersApril 24, 2017 - 10:13 am
Part of military life is the high percentage of receiving your permanent change of station orders. This is also called PCS orders for short. PCS is the military version of a job relocation over 50 miles away. At least a benefit is that the military will pay for the move in these cases. Typically, military families are […]
- Century 21 Lumberton NC Office Agents Show Experience and ServiceApril 22, 2017 - 11:40 am
Century 21 has been a cornerstone of the Lumberton community for quite a long time. Although, it is the members of the Century 21 Lumberton NC office that make it special. Recently the C21 family held their annual awards breakfast and recognized top agents, support staff, and new team members. These C21 real estate agents and support staff serve Robeson […]
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OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.