A recent USA Today article stated “Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve”. Average student loan debt for 2015 graduates in North Carolina is $25,645. Plus many graduates have so much more... Read More
Team Move Blog
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios.
The biggest misconception among renters is that a large down payment is necessary to buy a home. Then many will rent for an extended period thinking that a home purchase is unreachable. A recent article by Citylab, “The down payment is too ‘daggum... Read More
So you’ve decided to sell your home? Of course every seller wants to make as much as possible and sell as quick as possible. Right? Well, a big decision is whether to use a Realtor or sell it on your own. If the seller decides to sell the home on their... Read More
Part of military life is the high percentage of receiving your permanent change of station orders. This is also called PCS orders for short. PCS is the military version of a job relocation over 50 miles away. At least a benefit is that the military will pay f... Read More
Century 21 has been a cornerstone of the Lumberton community for quite a long time. Although, it is the members of the Century 21 Lumberton NC office that make it special. Recently the C21 family held their annual awards breakfast and recognized top agents, su... Read More
Buying a home is the American dream, but sometimes there are hurdles making ownership a struggle to many. Down payment, higher debt ratios, and credit requirements make buying a home difficult at times. Many are familiar with the benefits of an FHA, VA, or USDA... Read More
You have probably seen plenty of HGTV shows telling how to buy homes as an investment. Whether you own one house or many rental properties, real estate can create wealth. Wealth includes real estate equity as well as an income stream. So you may be wondering ho... Read More
It has started. You hear the buzz everywhere talking about the future of interest rates, economy, and real estate market. How many times will the Fed raise rates this year? Should I lock in a mortgage rate now? How is the job market doing? Are housing pric... Read More
Private roads. These 2 words can make Realtors cringe! Because agents know these words may cause some issues during the loan process. But there are solutions. So while looking for the perfect home, let’s say you come across the perfect one on a private... Read More
Not all Veterans want to live in the city or suburbs. Often buyers desire to live away from the busyness of the city and live out in the country. So finding a home with some land attached has a lot of appeal. Imagine buying a house where you can hunt, ride a fo... Read More
Check Out The Latest
- Mortgage Denied Because of Employment History? We Have SolutionsAugust 17, 2017 - 7:53 pm
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss the capacity to pay back the loan and more specifically discuss the role of […]
- VA Loan Includes Condo Approval, Raised Credit Score, High Debt Ratio, Paying Off DebtsAugust 11, 2017 - 6:58 am
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the things we were able to accomplish for a […]
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