Tag: WRAR

FHA Changes FHA recently changed a lot of their guidelines on 9/14/2015.  So we will provide the game plan to navigate minor tweaks to big FHA changes. Below are answers to FHA FAQ’s Is a borrower eligible if they have a delinquent federal debt but have a clear CAIVRS? If a delinquent federal debt is reflected in a public record, […]

Whiteville, NC.  This past week local real estate agents attended a 4 hour continuing education class to help bring awareness of the NC Housing Finance Agency’s mortgage products which help homebuyers purchase with low to no out of pocket and an income tax credit up to $2000 per year.  Team Move invited Jane Buchholz with NC Housing […]

Steps to be ready for your purchase closing Over the last 6 articles, we have been providing a roadmap to get buyers through the roadblocks to homeownership.  Today let’s finish up with the last steps to be ready for a purchase closing.  Everything up to this point has been what to do very early in the purchase process.  […]

UNCW continues to rack up the awards lately and is growing in popularity. The University of North Carolina at Wilmington was once again named one of the best Southeastern schools.  The award was given by the Princeton Review.   Other recent awards include: 2015-2016 College of Distinction by Colleges of Distinction 30 Most Beautiful Coastal […]

Low down payment options for today’s buyers is a popular concern among other areas.  In this series, we are providing tips to avoid the Most Common Roadblocks to Home Ownership.  So far in previous weeks, we have discussed how to solve Limited or bad credit No down payment Not having a budget Documenting rent history […]

Why Using a Good Realtor is Important In this series, we are providing tips to avoid the Most Common Roadblocks to Home Ownership.  So far we have discussed 1) how to solve limited or bad credit, 2) no down payment, 3) not having a budget, and 4) documenting rent history.  Today, we are discussing Roadblock […]

Some of these circumstances you may think are obvious and others just don’t seem right.  But they can kill your mortgage loan potentially at the very last hour.  When buying a home, the best advice we can tell you is to be very boring and “Steady Eddie”.  This includes before and during the mortgage loan process.  In a perfect […]

Rent Tips to Buy a First Home In this series, we are providing tips to avoid the Most Common Roadblocks to Home Ownership.  So far we have discussed how to solve limited or bad credit, no down payment, and not having a budget.  Therefore, lets discuss overcoming Roadblock #4.  Not being able to document rent or housing history […]

Home Purchase Budget Tips In the last article (step 2), we explained lots of unique tips to save money for a down payment and an emergency fund.  Today we are providing solutions to the # 3 Roadblock mentioned for first time buyers which is NOT having a budget in place.  These home purchase budget tips help to afford the […]

How can I ever save a down payment for a house? Down payment is one of the biggest roadblocks to homeownership, but it doesn’t have to be that way! Have you been either paying rent or living with family for a while now and you constantly think “How can I save up for a down payment to […]

Mortgage Approval Credit Requirements Step by Step Picture this scenario:  A happy couple or individual has never purchased a home and would love to be homeowners in the future, BUT doesn’t know the mortgage approval credit requirements.  In addition the future homeowner may have other common roadblocks such as… *  There is not a lot of credit […]

Brunswick Forest is its own town within a town located in Leland, Brunswick County, NC.  Brunswick Forest boasts a relaxing and active way of life for young professionals, growing families, to retirees.  There is an abundance of home types and prices, low property taxes, quick access to area beaches, and about anything you can think of […]

When buying a home, townhome, or condo around Wilmington, check the New Hanover County Tax Records.  You will find that New Hanover County, Wilmington, and the other towns have very reasonable tax rates.  So mortgage payments are very payment friendly for living at the beach! New Hanover County Tax Records includes both county and city taxes […]

Providing the most helpful tips for buyers, realtors, homeowners, and the public in general is the main purpose of our blogs.  They are written about real world mortgage loan scenarios and we hope that these blogs provide education to our readers. Best of the Best Blogs: New 100% products with higher down payment assistance with zero […]

It is very common for family to help family buy a home, especially when FHA loans are involved.  Assistance is usually in the form of a gift towards down payment.  But sometimes real estate agents represent a family member or themselves as a buyers agent.  If you’re a realtor buying your own home, check out another article […]

Purchase Mortgage Checklist Providing complete and accurate information to your mortgage lender up-front is paramount.  Using this mortgage checklist will help in the following ways. on-time closing Accurate pre-approval Quicker underwriting times More confidence in purchasing a home This mortgage checklist includes common items necessary to process your mortgage loan.  Although keep in mind that […]

Sellars Cove Condos, VA and USDA Financing Approved Sellars Cove Condos, which are located at Condo Club Drive, Wilmington, NC 28412, are currently approved for VA & USDA financing.  Many are not aware that many condos are more difficult to finance than regular homes.  Though, our team  has experience with lending for Sellars Cove Condos for VA & USDA loans.  Sellars […]

USDA Rural Development Home Loans help buyers purchase a home with no down payment required.  In addition to no down payment, it has recently become even more affordable.  The recent reduction in the USDA funding fee and monthly payment is helping prospective home buyers tremendously.  In addition to normal underwriting conditions, there is a USDA […]

NC Property Tax Discounts Explained North Carolina provides qualifying residents three great cost saving programs.  This article will explain NC Property Tax Discounts program benefits and requirements thoroughly.  In addition to showing you how to save money on property taxes, contact us to discover the best mortgage.  Mortgage loans available to retirees and disabled include VA, USDA, FHA, NC Housing Down Payment […]

VA Jumbo Loans by Your Local VA Lender Most counties throughout North Carolina, South Carolina, and Virginia, service members and veterans can purchase a primary residence with 100% financing through VA for purchases up to $424,100 ($625,000 in VA’s “high cost areas”).  See VA high cost counties in Virginia & North Carolina here which allow […]

Cash Deposits & Mortgages Don’t Mix! We want to help parties to a home purchase avoid a very common mortgage problem – Cash Deposits.  But, cash is king!  Right?  Not when it comes to the mortgage lending industry.  So the primary reason is that lenders cannot document the source of deposit with certainty. Here are some common, but […]