2018 BAH Rates Increase
Are you changing duty stations and relocating to a North Carolina base? Then, knowing the NC BAH rates will help military buyers budget for a house. BAH is a very key part of U.S. service members’ pay because it helps pay a housing payment. Furthermore, this part of the LES is nontaxable, which helps the bottom line a lot. Additionally, since BAH is nontaxable, we can gross up this income to lower a debt ratio. Lowering the debt ratio with this trick, aids in qualifying for a VA home loan. Learn how.
Below are the 2018 NC BAH rates for the main North Carolina Military Housing Areas:
See further down for the 2018 Military Pay Charts
Coming soon! Waiting for Effective Date and Actual Approved Amounts
NC BAH Rates: MHA: NC176 – Military Housing Area Name: OUTER BANKS, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,362 |
$1,023 |
| E02 |
$1,362 |
$1,023 |
| E03 |
$1,362 |
$1,023 |
| E04 |
$1,362 |
$1,023 |
| E05 |
$1,536 |
$1,146 |
| E06 |
$1,731 |
$1,299 |
| E07 |
$1,761 |
$1,371 |
| E08 |
$1,791 |
$1,575 |
| E09 |
$1,836 |
$1,632 |
| W01 |
$1,737 |
$1,302 |
| W02 |
$1,773 |
$1,572 |
| W03 |
$1,812 |
$1,641 |
| W04 |
$1,845 |
$1,734 |
| W05 |
$1,884 |
$1,764 |
| O01E |
$1,764 |
$1,536 |
| O02E |
$1,806 |
$1,623 |
| O03E |
$1,851 |
$1,731 |
| O01 |
$1,560 |
$1,185 |
| O02 |
$1,728 |
$1,479 |
| O03 |
$1,809 |
$1,659 |
| O04 |
$1,899 |
$1,758 |
| O05 |
$1,965 |
$1,776 |
| O06 |
$1,983 |
$1,806 |
| O07 |
$1,998 |
$1,842 |
NC BAH Rates: MHA: NC177 – Military Housing Area Name: Morehead City /CHERRY PT MCAS, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,113 |
$993 |
| E02 |
$1,113 |
$993 |
| E03 |
$1,113 |
$993 |
| E04 |
$1,113 |
$993 |
| E05 |
$1,158 |
$1,041 |
| E06 |
$1,224 |
$1,074 |
| E07 |
$1,338 |
$1,116 |
| E08 |
$1,464 |
$1,173 |
| E09 |
$1,593 |
$1,194 |
| W01 |
$1,227 |
$1,098 |
| W02 |
$1,389 |
$1,170 |
| W03 |
$1,545 |
$1,197 |
| W04 |
$1,611 |
$1,245 |
| W05 |
$1,689 |
$1,365 |
| O01E |
$1,362 |
$1,158 |
| O02E |
$1,521 |
$1,185 |
| O03E |
$1,623 |
$1,218 |
| O01 |
$1,167 |
$1,068 |
| O02 |
$1,221 |
$1,143 |
| O03 |
$1,539 |
$1,200 |
| O04 |
$1,719 |
$1,344 |
| O05 |
$1,845 |
$1,416 |
| O06 |
$1,863 |
$1,539 |
| O07 |
$1,878 |
$1,572 |
NC BAH Rates: MHA: NC178 – Military Housing Area Name: CAMP LEJEUNE, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,149 |
$960 |
| E02 |
$1,149 |
$960 |
| E03 |
$1,149 |
$960 |
| E04 |
$1,149 |
$960 |
| E05 |
$1,200 |
$1,050 |
| E06 |
$1,248 |
$1,104 |
| E07 |
$1,275 |
$1,152 |
| E08 |
$1,308 |
$1,212 |
| E09 |
$1,401 |
$1,221 |
| W01 |
$1,251 |
$1,131 |
| W02 |
$1,290 |
$1,209 |
| W03 |
$1,332 |
$1,224 |
| W04 |
$1,428 |
$1,248 |
| W05 |
$1,548 |
$1,281 |
| O01E |
$1,278 |
$1,200 |
| O02E |
$1,323 |
$1,218 |
| O03E |
$1,449 |
$1,242 |
| O01 |
$1,206 |
$1,098 |
| O02 |
$1,245 |
$1,185 |
| O03 |
$1,329 |
$1,227 |
| O04 |
$1,590 |
$1,272 |
| O05 |
$1,782 |
$1,338 |
| O06 |
$1,797 |
$1,347 |
| O07 |
$1,815 |
$1,362 |
NC BAH Rates: MHA: NC179 – Military Housing Area Name: CHARLOTTE, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,404 |
$1,128 |
| E02 |
$1,404 |
$1,128 |
| E03 |
$1,404 |
$1,128 |
| E04 |
$1,404 |
$1,128 |
| E05 |
$1,458 |
$1,275 |
| E06 |
$1,572 |
$1,356 |
| E07 |
$1,578 |
$1,407 |
| E08 |
$1,587 |
$1,482 |
| E09 |
$1,629 |
$1,512 |
| W01 |
$1,575 |
$1,386 |
| W02 |
$1,584 |
$1,479 |
| W03 |
$1,596 |
$1,518 |
| W04 |
$1,647 |
$1,569 |
| W05 |
$1,716 |
$1,578 |
| O01E |
$1,581 |
$1,458 |
| O02E |
$1,590 |
$1,506 |
| O03E |
$1,659 |
$1,566 |
| O01 |
$1,473 |
$1,353 |
| O02 |
$1,569 |
$1,443 |
| O03 |
$1,593 |
$1,527 |
| O04 |
$1,743 |
$1,572 |
| O05 |
$1,857 |
$1,581 |
| O06 |
$1,875 |
$1,584 |
| O07 |
$1,890 |
$1,614 |
NC BAH Rates: MHA: NC180 – Military Housing Area Name: DURHAM/CHAPEL HILL, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,371 |
$1,062 |
| E02 |
$1,371 |
$1,062 |
| E03 |
$1,371 |
$1,062 |
| E04 |
$1,371 |
$1,062 |
| E05 |
$1,467 |
$1,200 |
| E06 |
$1,659 |
$1,284 |
| E07 |
$1,677 |
$1,377 |
| E08 |
$1,698 |
$1,506 |
| E09 |
$1,818 |
$1,563 |
| W01 |
$1,662 |
$1,335 |
| W02 |
$1,689 |
$1,503 |
| W03 |
$1,716 |
$1,572 |
| W04 |
$1,857 |
$1,659 |
| W05 |
$2,031 |
$1,680 |
| O01E |
$1,680 |
$1,467 |
| O02E |
$1,710 |
$1,551 |
| O03E |
$1,884 |
$1,656 |
| O01 |
$1,491 |
$1,272 |
| O02 |
$1,656 |
$1,437 |
| O03 |
$1,713 |
$1,587 |
| O04 |
$2,094 |
$1,674 |
| O05 |
$2,373 |
$1,779 |
| O06 |
$2,394 |
$1,797 |
| O07 |
$2,415 |
$1,812 |
NC BAH Rates: MHA: NC181 – Military Housing Area Name: ELIZABETH CITY, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,524 |
$1,206 |
| E02 |
$1,524 |
$1,206 |
| E03 |
$1,524 |
$1,206 |
| E04 |
$1,524 |
$1,206 |
| E05 |
$1,617 |
$1,353 |
| E06 |
$1,836 |
$1,440 |
| E07 |
$1,848 |
$1,530 |
| E08 |
$1,860 |
$1,662 |
| E09 |
$1,905 |
$1,728 |
| W01 |
$1,842 |
$1,491 |
| W02 |
$1,854 |
$1,659 |
| W03 |
$1,872 |
$1,737 |
| W04 |
$1,920 |
$1,839 |
| W05 |
$1,986 |
$1,848 |
| O01E |
$1,851 |
$1,617 |
| O02E |
$1,866 |
$1,713 |
| O03E |
$1,932 |
$1,836 |
| O01 |
$1,644 |
$1,431 |
| O02 |
$1,833 |
$1,587 |
| O03 |
$1,869 |
$1,755 |
| O04 |
$2,007 |
$1,842 |
| O05 |
$2,112 |
$1,851 |
| O06 |
$2,130 |
$1,863 |
| O07 |
$2,148 |
$1,899 |
NC BAH Rates: MHA: NC182 – Military Housing Area Name: FORT BRAGG/POPE AFB, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,170 |
$963 |
| E02 |
$1,170 |
$963 |
| E03 |
$1,170 |
$963 |
| E04 |
$1,170 |
$963 |
| E05 |
$1,236 |
$1,053 |
| E06 |
$1,410 |
$1,110 |
| E07 |
$1,437 |
$1,173 |
| E08 |
$1,470 |
$1,272 |
| E09 |
$1,545 |
$1,320 |
| W01 |
$1,413 |
$1,146 |
| W02 |
$1,452 |
$1,269 |
| W03 |
$1,491 |
$1,329 |
| W04 |
$1,566 |
$1,410 |
| W05 |
$1,653 |
$1,443 |
| O01E |
$1,443 |
$1,236 |
| O02E |
$1,485 |
$1,311 |
| O03E |
$1,581 |
$1,407 |
| O01 |
$1,257 |
$1,104 |
| O02 |
$1,407 |
$1,215 |
| O03 |
$1,488 |
$1,344 |
| O04 |
$1,686 |
$1,434 |
| O05 |
$1,833 |
$1,452 |
| O06 |
$1,848 |
$1,485 |
| O07 |
$1,863 |
$1,515 |
NC BAH Rates: MHA: NC183 – Military Housing Area Name: SEYMOUR JOHNSON AFB, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,014 |
$918 |
| E02 |
$1,014 |
$918 |
| E03 |
$1,014 |
$918 |
| E04 |
$1,014 |
$918 |
| E05 |
$1,083 |
$930 |
| E06 |
$1,194 |
$951 |
| E07 |
$1,311 |
$1,017 |
| E08 |
$1,440 |
$1,107 |
| E09 |
$1,569 |
$1,176 |
| W01 |
$1,197 |
$987 |
| W02 |
$1,365 |
$1,104 |
| W03 |
$1,524 |
$1,179 |
| W04 |
$1,587 |
$1,215 |
| W05 |
$1,665 |
$1,338 |
| O01E |
$1,335 |
$1,083 |
| O02E |
$1,500 |
$1,131 |
| O03E |
$1,602 |
$1,203 |
| O01 |
$1,098 |
$942 |
| O02 |
$1,191 |
$1,062 |
| O03 |
$1,518 |
$1,182 |
| O04 |
$1,692 |
$1,317 |
| O05 |
$1,818 |
$1,392 |
| O06 |
$1,833 |
$1,518 |
| O07 |
$1,848 |
$1,548 |
NC BAH Rates: MHA: NC184 – Military Housing Area Name: GREENSBORO, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,041 |
$876 |
| E02 |
$1,041 |
$876 |
| E03 |
$1,041 |
$876 |
| E04 |
$1,041 |
$876 |
| E05 |
$1,071 |
$960 |
| E06 |
$1,281 |
$1,011 |
| E07 |
$1,371 |
$1,041 |
| E08 |
$1,470 |
$1,116 |
| E09 |
$1,602 |
$1,203 |
| W01 |
$1,287 |
$1,029 |
| W02 |
$1,413 |
$1,113 |
| W03 |
$1,533 |
$1,206 |
| W04 |
$1,629 |
$1,299 |
| W05 |
$1,746 |
$1,392 |
| O01E |
$1,389 |
$1,071 |
| O02E |
$1,515 |
$1,164 |
| O03E |
$1,647 |
$1,281 |
| O01 |
$1,098 |
$1,008 |
| O02 |
$1,278 |
$1,062 |
| O03 |
$1,527 |
$1,209 |
| O04 |
$1,788 |
$1,377 |
| O05 |
$1,974 |
$1,482 |
| O06 |
$1,992 |
$1,527 |
| O07 |
$2,010 |
$1,557 |
NC BAH RATES: MHA: NC185 – Military Housing Area Name: RALEIGH, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,368 |
$1,035 |
| E02 |
$1,368 |
$1,035 |
| E03 |
$1,368 |
$1,035 |
| E04 |
$1,368 |
$1,035 |
| E05 |
$1,479 |
$1,179 |
| E06 |
$1,566 |
$1,269 |
| E07 |
$1,581 |
$1,374 |
| E08 |
$1,602 |
$1,497 |
| E09 |
$1,704 |
$1,518 |
| W01 |
$1,569 |
$1,326 |
| W02 |
$1,593 |
$1,494 |
| W03 |
$1,620 |
$1,524 |
| W04 |
$1,740 |
$1,563 |
| W05 |
$1,884 |
$1,584 |
| O01E |
$1,584 |
$1,479 |
| O02E |
$1,614 |
$1,515 |
| O03E |
$1,761 |
$1,560 |
| O01 |
$1,491 |
$1,257 |
| O02 |
$1,563 |
$1,443 |
| O03 |
$1,617 |
$1,530 |
| O04 |
$1,938 |
$1,578 |
| O05 |
$2,172 |
$1,623 |
| O06 |
$2,190 |
$1,644 |
| O07 |
$2,211 |
$1,659 |
NC BAH Rates: MHA: NC186 – Military Housing Area Name: WILMINGTON, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,233 |
$972 |
| E02 |
$1,233 |
$972 |
| E03 |
$1,233 |
$972 |
| E04 |
$1,233 |
$972 |
| E05 |
$1,338 |
$1,074 |
| E06 |
$1,449 |
$1,140 |
| E07 |
$1,551 |
$1,239 |
| E08 |
$1,662 |
$1,362 |
| E09 |
$1,821 |
$1,392 |
| W01 |
$1,452 |
$1,197 |
| W02 |
$1,596 |
$1,359 |
| W03 |
$1,734 |
$1,398 |
| W04 |
$1,854 |
$1,467 |
| W05 |
$1,992 |
$1,572 |
| O01E |
$1,569 |
$1,338 |
| O02E |
$1,713 |
$1,386 |
| O03E |
$1,875 |
$1,443 |
| O01 |
$1,353 |
$1,128 |
| O02 |
$1,446 |
$1,305 |
| O03 |
$1,728 |
$1,404 |
| O04 |
$2,043 |
$1,557 |
| O05 |
$2,271 |
$1,704 |
| O06 |
$2,292 |
$1,728 |
| O07 |
$2,313 |
$1,764 |
NC BAH Rates: MHA: NC187 – Military Housing Area Name: ASHEVILLE, NC
| Grade |
With Dependents |
Without Dependents |
| E01 |
$1,386 |
$1,089 |
| E02 |
$1,386 |
$1,089 |
| E03 |
$1,386 |
$1,089 |
| E04 |
$1,386 |
$1,089 |
| E05 |
$1,470 |
$1,230 |
| E06 |
$1,635 |
$1,314 |
| E07 |
$1,707 |
$1,392 |
| E08 |
$1,785 |
$1,503 |
| E09 |
$1,944 |
$1,551 |
| W01 |
$1,638 |
$1,356 |
| W02 |
$1,740 |
$1,500 |
| W03 |
$1,839 |
$1,560 |
| W04 |
$1,983 |
$1,650 |
| W05 |
$2,154 |
$1,725 |
| O01E |
$1,722 |
$1,470 |
| O02E |
$1,824 |
$1,542 |
| O03E |
$2,010 |
$1,632 |
| O01 |
$1,491 |
$1,305 |
| O02 |
$1,632 |
$1,443 |
| O03 |
$1,833 |
$1,572 |
| O04 |
$2,220 |
$1,710 |
| O05 |
$2,499 |
$1,875 |
| O06 |
$2,520 |
$1,887 |
| O07 |
$2,544 |
$1,905 |
If you are relocating and/or purchasing in another area, use the BAH Calculator to enter your zip code. This will help to determine your Military Housing Area (MHA) aka County Cost Group.
We lend for all Military bases in North Carolina including (not a complete list):
- Air Station Elizabeth City, Elizabeth City, North Carolina
- Camp Lejeune, Onslow, North Carolina
- Fort Bragg, Fayetteville, North Carolina
- MCAS Cherry Point, Havelock, North Carolina
- MCAS New River, Jacksonville, North Carolina
- National Strike Force, Elizabeth City, North Carolina
- Pope AFB, Manchester, North Carolina
- Seymour Johnson AFB, Goldsboro, North Carolina
2018 NC BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy and Reserves forces, where applicable.
[av_button_big label=’Contact our Team of VA Home Loan Experts to Qualify or Ask Questions’ description_pos=’below’ link=’manually,http://teammovemortgage.com/contact-us/’ link_target=’_blank’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ custom_font=’#ffffff’ color=’theme-color’ custom_bg=’#444444′ color_hover=’theme-color-subtle’ custom_bg_hover=’#444444′][/av_button_big]
