97% MyCommunityMortgage Maximum Income:

• Based on household income of everyone 18 and over.  Household income means anyone who will live in the household, whether on the mortgage loan or not
• USDA Maximum Household Income Limits:
• Based on household income of everyone 18 and over, whether on the mortgage or not.

• Broken down for family sized of 4 or less, then 5 or more (5 or more members is a higher limit)
• Learn more about USDA
• Check income limits here

NC MCC Tax Credit income limits:

• This is not a mortgage program but it is a tax credit that could be used along with the mortgage program
• Learn more about MCC tax credits here
• Click here to see the Household Income Limits for the MCC Tax Credit

Mortgage Loans types that do not have income limits:

• FHA – low down payment
• VA – No money down payment