Category: Constuction to Perm

Finding the right lot and building a second home is a dream that can become a reality. Although, finding a low down payment second home construction loan is a little tougher. Fortunately, we provide construction perm loans to build a vacation home. Whether you own land already or want to buy land and build, we […]

Multiple construction loans to build a house include conforming, FHA, and VA construction loans. We also offer construction financing for second homes. Whether one owns land or purchasing land, we have options.

Who wouldn’t want to live in beautiful Charleston SC? There is history, beautiful homes, plenty of military and civilian jobs, and overall a great place to raise a family or retire. Because of a high concentration of active military as well as Veterans, the topic of VA construction loans comes up a lot. A common […]

Yes, you can get a construction loan with a VA loan. On top of that, our construction loan will match a no money down VA loan. Furthermore since VA loan limits go away on January 1, 2020, it is possible for no money down construction loans that are over the conforming loan limits! Most VA […]

Active military & Veterans have a great option to build a home with no money down. Furthermore, new VA loan rules now allow 100% construction financing with no limit! So, who are the VA construction loan lenders providing these benefits for VA eligible borrowers? For NC, SC, VA, & MD, we are a VA construction […]

Did you know that Veterans probably have the best loan available for buying a home? But, when it comes to building a home, VA loans do not seem to be mentioned as an option. So, finding someone who can combine VA loan benefits like borrowing up to 100% of appraised value along with a construction […]

Building a new home is exciting. For a buyer to use a VA home loan on new construction, the builder must have a VA builder ID. Often, buyers and the builder find out late in the process this is required. But, do not worry. Although VA builder approval is required, it is not a daunting task. […]

Low down payment options for today’s buyers is a popular concern among other areas.  In this series, we are providing tips to avoid the Most Common Roadblocks to Home Ownership.  So far in previous weeks, we have discussed how to solve Limited or bad credit No down payment Not having a budget Documenting rent history […]

Veterans and service members have access to unbeatable financing called a VA loan.  Where VA eligible buyers run into problem sometimes is building a new home.  Finding VA construction loans is very difficult today and most lenders require 20% down payment or more.  So what if you could have a construction loan and combine it […]

Building a home is a dream for so many, but keep in mind that in many ways there are many more steps compared to buying an existing home.  A construction loan process for stick built and modular homes has a lot moving pieces.  In addition, building a home has so many decision to make as well.  So after […]

Most banks and lenders will lend up to 80% or less on a construction to permanent scenario.  But for borrowers in NC and SC, we have great options for building a new dream home.  We combine the flexibility of an FHA loan with the benefits of construction financing.  FHA construction loans allow land owners to […]