An often overlooked area on a purchase contract is who can sign as the seller. Seller deed requirements are an important area to understand. This is especially true when the owner of the property is not a regular person. So let’s discuss the basic requir... Read More
Team Move Blog
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios.
United Van Lines 2016 Annual Movers Study Every year United Van Lines compares inbound and outbound movers in each state. So basically it is a relocation study. They are able to determine which state is the nation’s “Top Moving Destination”. ... Read More
It is no secret that student loans cause debt ratio issues when qualifying for a home loan. While mortgage lending hasn’t caught up with student loan debt payment options, there are great solutions available. So let’s share creative ways millennials... Read More
FHA loans are well known for helping buyers obtain a very affordable house payment. Well FHA, one of the most popular loan programs, just became even cheaper because HUD lowered FHA PMI rates for the 2nd time in 2 years. The Federal Housing Administration will... Read More
So has the lending world scared you into believing your credit score is your whole meaning in life? Obviously it isn’t, but it does play a very important role in key areas of life. Some you may surprise you. Credit scores could determine insurance rates, ... Read More
Well, 2016 is over and what a year it was! The real estate market had a great year which was supported by very low rates and an improving economy. As a mortgage lender, we try to do more than just close mortgage loans. Providing education is a cornerstone ... Read More
We would like to introduce you to Dominique Torres. Dominique’s role is to use her talents to help keep our mortgage process moving smoothly for our clients, realtors, builders, and others. Talents include communication skills, multi-tasking, organized, des... Read More
Divorce is one of the main hurdles to home ownership. It can cause credit issues, depletion of assets, and basically wreak havoc in life. So buying or refinancing a home is a challenge to say the least. So that is why we love to have the necessary conversations... Read More
The dreaded VA Appraisal! Yes, that stage of the purchase that makes realtors and sellers cringe. Really, a VA appraisal isn’t that bad when you know what the appraiser is looking for. We have actually written several helpful articles referencing appraisa... Read More
There are so many reasons NOT to be a Cash Buyer Becoming a cash buyer is not easy and usually takes dedication over time. So it usually doesn’t happen overnight. Therefore, don’t put on the blinders and only consider paying all of that hard earned i... Read More
Check Out The Latest
- Mortgage Rates Trend and an Improving Economy – How it Impacts YouMarch 13, 2017 - 4:41 pm
It has started. You hear the buzz everywhere talking about the future of interest rates, economy, and real estate market. How many times will the Fed raise rates this year? Should I lock in a mortgage rate now? How is the job market doing? Are housing prices going up? No one has a crystal ball no […]
- What is a Private Road Maintenance AgreementMarch 7, 2017 - 9:13 am
Private roads. These 2 words can make Realtors cringe! Because agents know these words may cause some issues during the loan process. But there are solutions. So while looking for the perfect home, let’s say you come across the perfect one on a private road. “No big deal to me!” says the buyer. Well, private roads […]
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