{"id":8700,"date":"2019-11-23T05:44:30","date_gmt":"2019-11-23T10:44:30","guid":{"rendered":"http:\/\/teammovemortgage.com\/?p=8700"},"modified":"2020-12-29T02:11:23","modified_gmt":"2020-12-29T02:11:23","slug":"new-construction-charleston-sc","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/","title":{"rendered":"Charleston SC &#8211; Building a Home With No Down Payment"},"content":{"rendered":"\r\n<p>Who wouldn&#8217;t want to live in beautiful Charleston SC? There is history, beautiful homes, plenty of military and civilian jobs, and overall a great place to raise a family or retire. Because of a high concentration of active military as well as Veterans, the topic of VA construction loans comes up a lot. A common question sounds like this, &#8220;How can I build a home with no money down using my <strong><a href=\"http:\/\/teammovemortgage.com\/blog\/2015\/05\/23\/va-certificate-of-eligibility\/\">VA eligibility<\/a><\/strong>?&#8221;. Fortunately, our VA construction loan helps finance new construction Charleston SC! Problem solved.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"has-text-align-center wp-block-heading\">New Construction Charleston SC<\/h2>\r\n\r\n\r\n\r\n<p>Often, Charleston area residents make the choice of a custom built home. Of course, choosing the floor plan that meets your needs and moving into a home no one else has lived in is exciting. Furthermore, new homes bring other benefits such as <a href=\"https:\/\/www.bluezerohomes.com\/\">increased energy efficiency<\/a> that means lower utility bills. Some want to build a new home on their own land, while others are looking to buy land and build a home. Regretfully, too many military and Veteran buyers find construction loan down payment requirements to be a problem.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-very-light-gray-color\" href=\"http:\/\/teammovemortgage.com\/blog\/2017\/02\/28\/va-home-loan-acreage-limit\/\">Use a VA Loan to Buy a Farm Residence<\/a><\/div>\r\n\r\n\r\n\r\n<h2 class=\"has-text-align-center wp-block-heading\">VA Construction Loan Charleston SC<\/h2>\r\n\r\n\r\n\r\n<p>Whether serving in the military or a military Veteran living in Charleston SC, building your own home has probably crossed your mind. New construction Charleston SC is booming, but sometimes there are hurdles to building such as cost and down payment. Fortunately, using a VA construction loan is a great solution.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-very-light-gray-color\" href=\"http:\/\/teammovemortgage.com\/blog\/2019\/10\/13\/va-construction-loan-lenders\/\">Builder Advantage Using Our VA Construction Loans<\/a><\/div>\r\n\r\n\r\n\r\n<h3 class=\"has-text-align-center wp-block-heading\">Charleston SC VA Construction Benefits<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong><a href=\"http:\/\/teammovemortgage.com\/blog\/2015\/06\/12\/va-loan-limits\/\">No down payment for any loan size <\/a><\/strong>**<\/li>\r\n<li>Monthly mortgage insurance not required even though 100% financing provided<\/li>\r\n<li>Buy land and build a home simultaneously<\/li>\r\n<li>Avoid large land down payment<\/li>\r\n<li>Building a farm residence or acreage is allowed<\/li>\r\n<li>Build while in the process of selling current home<\/li>\r\n<li>Finance the VA funding fee<\/li>\r\n<li>Disabled Veterans have no VA funding fee<\/li>\r\n<li>Flexible VA guidelines including minimum 640 credit score<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>** With full <strong><a href=\"http:\/\/teammovemortgage.com\/blog\/2016\/08\/30\/va-entitlement-code-explained\/\">VA entitlement<\/a><\/strong><\/p>\r\n\r\n\r\n\r\n<p>Fortunately, the above list provides so many advantages to building new construction in Charleston SC or really any market.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-very-light-gray-color\" href=\"http:\/\/teammovemortgage.com\/blog\/2015\/09\/05\/va-builder-id\/\">Get Your VA Builder ID<\/a><\/div>\r\n\r\n\r\n\r\n<h2 class=\"has-text-align-center wp-block-heading\">Building on My Own Land Using VA Construction Perm<\/h2>\r\n\r\n\r\n\r\n<p>Whether a lot was just purchased, gifted, or owned for a while, using the equity in the land for a VA construction loan is a huge advantage. Our VA construction loan already provides for no down payment, so why is this needed? Owning the land in the Charleston SC area helps with the appraised value, financing the closing costs, or getting cash back at closing. Therefore, it affords a borrower to be able to finance the whole cost of building a home including the closing costs. Finally, getting cash back from the equity is a bonus that could help with so many extras.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-very-light-gray-color\" href=\"http:\/\/teammovemortgage.com\/blog\/2019\/05\/01\/va-construction-loan\/\">VA Construction Loan Process<\/a><\/div>\r\n\r\n\r\n\r\n<h2 class=\"has-text-align-center wp-block-heading\">Buying Land and Building a Home<\/h2>\r\n\r\n\r\n\r\n<p>Decided to buy land to build on? Land down payment can be right substantial. But, using a VA construction loan allows for combining the land price and cost to build. Then, simply add the two and our VA construction loan will make it easier to build new construction in Charleston SC.<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Finance 100% of the land purchase<\/li>\r\n<li>Builder may pay construction closing costs<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><strong><em>Currently, we offer an in-house two time close construction and VA loan in NC, SC, VA, and MD. Contact us to build your dream home! <\/em><\/strong><\/p>\r\n\r\n\r\n\r\n<h2 class=\"has-text-align-center wp-block-heading\">Looking to Build New Construction?<\/h2>\r\n\r\n\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"wp-image-8678\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2019\/11\/zillow-5-star.png\" alt=\"Russell Smith mortgage lender\" \/>\r\n<figcaption>Your experienced mortgage lender<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>\r\n\r\n<\/p>\r\n<p>Realtors can follow on <strong><a href=\"https:\/\/activerain.com\/profile\/rdsmith\">ActiveRain<\/a><\/strong> or Connect on <strong><a href=\"https:\/\/www.linkedin.com\/in\/mortgageloanexpert1\/\">Linkedin<\/a><\/strong> for more news. <strong><a href=\"https:\/\/get.testimonialtree.com\/Details\/?u=18038\">See why service matters<\/a><\/strong><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Who wouldn&#8217;t want to live in beautiful Charleston SC? There is history, beautiful homes, plenty of military and civilian jobs, and overall a great place to raise a family or retire. Because of a high concentration of active military as well as Veterans, the topic of VA construction loans comes up a lot. A common [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8712,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[142,48],"tags":[1315,1316,1286,1290],"class_list":["post-8700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-constuction-to-perm","category-va-loans","tag-charleston-sc-va-loans","tag-new-construction-charleston-sc","tag-va-construction-loan-lenders","tag-va-loan-new-construction"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New Construction Charleston SC and VA Construction Loans<\/title>\n<meta name=\"description\" content=\"New construction Charleston SC is easy to find but financing is easier with our no down payment VA construction loan. No VA loan limit construction perm!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Construction Charleston SC and VA Construction Loans\" \/>\n<meta property=\"og:description\" content=\"New construction Charleston SC is easy to find but financing is easier with our no down payment VA construction loan. No VA loan limit construction perm!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Move Mortgage Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-23T10:44:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-12-29T02:11:23+00:00\" \/>\n<meta name=\"author\" content=\"Russell Smith\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Russell Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\"},\"author\":{\"name\":\"Russell Smith\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\"},\"headline\":\"Charleston SC &#8211; Building a Home With No Down Payment\",\"datePublished\":\"2019-11-23T10:44:30+00:00\",\"dateModified\":\"2020-12-29T02:11:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\"},\"wordCount\":594,\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"Charleston SC VA loans\",\"new construction Charleston SC\",\"VA construction loan lenders\",\"VA loan new construction\"],\"articleSection\":[\"Constuction to Perm\",\"VA Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/\",\"name\":\"New Construction Charleston SC and VA Construction Loans\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/new-construction-charleston-sc\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2019-11-23T10:44:30+00:00\",\"dateModified\":\"2020-12-29T02:11:23+00:00\",\"description\":\"New construction Charleston SC is easy to find but financing is easier with our no down payment VA construction loan. 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