{"id":740,"date":"2015-02-16T15:08:08","date_gmt":"2015-02-16T15:08:08","guid":{"rendered":"http:\/\/teammovemortgage.com\/2015\/02\/16\/maximum-income-limits-for-popular-low-down-payment-loans\/"},"modified":"2020-07-13T22:37:26","modified_gmt":"2020-07-13T22:37:26","slug":"maximum-income-limits-for-popular-low-down-payment-loans-mycommunity-usda-mcc-tax-credit","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/maximum-income-limits-for-popular-low-down-payment-loans-mycommunity-usda-mcc-tax-credit\/","title":{"rendered":"Maximum Income Limits for Popular Low Down Payment Loans"},"content":{"rendered":"<figure id=\"attachment_862\" aria-describedby=\"caption-attachment-862\" style=\"width: 256px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-862 size-medium\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2015\/02\/coins-stacked-and-tape-measure-256x300.jpg\" alt=\"Maximum income limits for low down payment mortgage programs like 97% MyCommunity and USDA\" width=\"256\" height=\"300\" \/><figcaption id=\"caption-attachment-862\" class=\"wp-caption-text\">Maximum income limits for low down payment mortgage programs like 97% MyCommunity and USDA<\/figcaption><\/figure>\n<p><strong>97% MyCommunityMortgage Maximum Income<\/strong>:<\/p>\n<ul>\n<li>Based on household income of everyone 18 and over.\u00a0 Household income means anyone who will live in the household,\u00a0whether on the mortgage loan\u00a0or not<\/li>\n<li><strong>USDA Maximum Household Income Limits<\/strong>:<\/li>\n<li>Based on household income of everyone 18 and over, whether on the mortgage or not.<\/li>\n<\/ul>\n<ul>\n<li>Broken down for family sized of 4 or less, then 5 or more (5 or more members is a higher limit)<\/li>\n<li><strong><span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\">Learn more about USDA<\/a><\/span><\/strong><\/li>\n<li>Check income limits <span style=\"text-decoration: underline;\"><a href=\"http:\/\/eligibility.sc.egov.usda.gov\/eligibility\/incomeEligibilityAction.do?pageAction=state&amp;NavKey=income@11\">here<\/a><\/span><\/li>\n<\/ul>\n<h4>NC MCC Tax Credit income limits:<\/h4>\n<ul>\n<li>This is not a mortgage program but it is a tax credit that could be used along with the mortgage program<\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/1st-time-buyer-mcc-tax-credit-nc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Learn more about MCC tax credits here<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong><a href=\"http:\/\/teammovemortgage.com\/1st-time-buyer-mcc-tax-credit-nc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Click here to see the Household Income Limits for the MCC Tax Credit<\/a><\/strong><\/span><\/li>\n<\/ul>\n<h4>Mortgage Loans types that do not have income limits:<\/h4>\n<ul>\n<li><a href=\"http:\/\/teammovemortgage.com\/fha\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\">FHA<\/span> <\/a>&#8211; low down payment<\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">VA<\/a><\/span> &#8211; No money down payment<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>97% MyCommunityMortgage Maximum Income: Based on household income of everyone 18 and over.\u00a0 Household income means anyone who will live in the household,\u00a0whether on the mortgage loan\u00a0or not USDA Maximum Household Income Limits: Based on household income of everyone 18 and over, whether on the mortgage or not. Broken down for family sized of 4 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,33,17,41],"tags":[9,10,164,11,12,165,13,15,16,18,20,42,43,44,45,46,21],"class_list":["post-740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1st-time-buyers","category-frequently-asked-questions","category-products","category-usda","tag-first-time-buyers","tag-homebuyers","tag-income-tax-credit","tag-low-down-payment","tag-lumberton-board-of-realtors","tag-mcc-tax-credit","tag-mortgage-faqs","tag-nc-housing-finance-agency","tag-north-carolina","tag-realtors","tag-team-move","tag-usda","tag-usda-home-loan-updates","tag-usda-home-loans","tag-usda-rural-development","tag-usda-rural-development-guidelines","tag-wrar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Maximum Income Limits for Popular Mortgage Programs<\/title>\n<meta name=\"description\" content=\"Maximum Income Limits apply to some mortgage programs. 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