{"id":708,"date":"2014-11-26T03:05:58","date_gmt":"2014-11-26T03:05:58","guid":{"rendered":"http:\/\/teammovemortgage.com\/2014\/11\/26\/new-100-products-with-higher-down-payment-assistance-with-zero-interest-and-payments-for-nc-buyers\/"},"modified":"2020-07-13T22:37:27","modified_gmt":"2020-07-13T22:37:27","slug":"nc-home-advantage","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/","title":{"rendered":"New 100% products with higher down payment assistance with zero interest and payments for NC buyers"},"content":{"rendered":"<p>One of the most popular questions we\u00a0hear is what kind of programs are there with 100% financing and the answer has been <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">VA<\/a><\/span> and <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\">USDA<\/a><\/span>.\u00a0 But now, NC Housing Finance Agency\u00a0has the NC Home Advantage Down Payment Assistance\u00a0program.\u00a0\u00a0NC first time or move up buyers may finance 100% or more financing when purchasing a primary residence in North Carolina.\u00a0 The Down Payment Assistance is a <em><strong>zero interest, zero payment loan that is forgiven after 15 years<\/strong><\/em>!<\/p>\n<h4><strong>NC Home Advantage with Down Payment Assistance Details:<\/strong><\/h4>\n<ul>\n<li>For <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">VA<\/a><\/span>, <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\">USDA<\/a><\/span>, and <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/fha\/\" target=\"_blank\" rel=\"noopener noreferrer\">FHA<\/a><\/span> government loans, the <em>Down Payment Assistance is allowed to be up to 5%<\/em> of the first mortgage amount!\n<ul>\n<li>Especially helpful on <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/fha\/\" target=\"_blank\" rel=\"noopener noreferrer\">FHA<\/a><\/span> loans where the Down Payment Assistance can cover the down payment and even go\n<figure id=\"attachment_1241\" aria-describedby=\"caption-attachment-1241\" style=\"width: 300px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1241 size-medium\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg\" alt=\"Down payment assistance available for NC buyers at 0%\" width=\"300\" height=\"199\" \/><figcaption id=\"caption-attachment-1241\" class=\"wp-caption-text\">Down payment assistance available for NC buyers at 0%<\/figcaption><\/figure>\n<p>towards closing costs<\/li>\n<\/ul>\n<\/li>\n<li>For conventional loans at 97%, the <em>Down Payment Assistance is allowed up to 3%<\/em> which gives the buyer right at 100% financing\n<ul>\n<li>The monthly PMI is much lower than normal conventional PMI<\/li>\n<li>Down payment assistance could be used towards paying the PMI at once<\/li>\n<li>Great option for conventional buyers that have a credit score between 640 &amp; 700 with normally a lower rate than regular conventional rates<\/li>\n<\/ul>\n<\/li>\n<li>Applicants can make up to $85,000 (not based on household income like <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\">USDA<\/a><\/span>)<\/li>\n<li>Does not have territorial restraints such as <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\">USDA<\/a><\/span> (except the property must be in NC)<\/li>\n<li>Can be used with the MCC Tax Credit if a qualifying first time buyer.\u00a0<span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/1st-time-buyer-mcc-tax-credit-nc\/\" target=\"_blank\" rel=\"noopener noreferrer\"> See the details for the MCC tax credit<\/a><\/span><\/li>\n<\/ul>\n<p><strong>Examples of allowed Down Payment Assistance:<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/teammovemortgage.com\/fha\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\">FHA loan<\/span><\/a> of 96.5% financing and Down Payment Assistance of 5% to cover the 3.5% down payment and the remaining 1.5% towards closing costs<\/li>\n<li>Conventional loan of 97% and Down Payment Assistance of 3% of the first mortgage amount, gives the buyer right at 100% financing.\u00a0 Then the seller can pay up to 3% of the price in closing costs for the buyer<\/li>\n<li><a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\">VA<\/span><\/a> or <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\">USDA<\/a><\/span> loan which will finance 100% of the sales price and the Down Payment Assistance can go towards paying closing costs<\/li>\n<\/ul>\n<p>To learn more about the NC Home Advantage Mortgage, <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/down-payment-assistance-nc-sc\/\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a><\/span><\/p>\n<p>Contact your <span style=\"text-decoration: underline;\"><a href=\"http:\/\/teammovemortgage.com\/our-team\/\" target=\"_blank\" rel=\"noopener noreferrer\">Team Move<\/a><\/span> Down Payment Assistance Home Loan Experts Today.<\/p>\n<h4>\u00a0<strong><em>Team Move\u00a0lends in\u00a0areas such as Wilmington, Leland, Hampstead, Jacksonville, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.\u00a0 North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina and Virginia.<\/em><\/strong><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>One of the most popular questions we\u00a0hear is what kind of programs are there with 100% financing and the answer has been VA and USDA.\u00a0 But now, NC Housing Finance Agency\u00a0has the NC Home Advantage Down Payment Assistance\u00a0program.\u00a0\u00a0NC first time or move up buyers may finance 100% or more financing when purchasing a primary residence [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,24,33,17,19,41,48],"tags":[137,6,7,25,26,27,28,29,30,31,32,9,10,11,12,13,18,20,42,43,44,45,46,47,49,21],"class_list":["post-708","post","type-post","status-publish","format-standard","hentry","category-1st-time-buyers","category-fha","category-frequently-asked-questions","category-products","category-recent-changes","category-usda","category-va-loans","tag-down-payment","tag-down-payment-assistance","tag-down-payment-source","tag-fha","tag-fha-guidelines","tag-fha-home-loans","tag-fha-loan-calculator","tag-fha-loan-requirements","tag-fha-loans","tag-fha-purchase","tag-fha-rates","tag-first-time-buyers","tag-homebuyers","tag-low-down-payment","tag-lumberton-board-of-realtors","tag-mortgage-faqs","tag-realtors","tag-team-move","tag-usda","tag-usda-home-loan-updates","tag-usda-home-loans","tag-usda-rural-development","tag-usda-rural-development-guidelines","tag-va-home-loans","tag-va-requirements","tag-wrar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance<\/title>\n<meta name=\"description\" content=\"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance\" \/>\n<meta property=\"og:description\" content=\"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Move Mortgage Blog\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-26T03:05:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-13T22:37:27+00:00\" \/>\n<meta name=\"author\" content=\"Russell Smith\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Russell Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\"},\"author\":{\"name\":\"Russell Smith\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\"},\"headline\":\"New 100% products with higher down payment assistance with zero interest and payments for NC buyers\",\"datePublished\":\"2014-11-26T03:05:58+00:00\",\"dateModified\":\"2020-07-13T22:37:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\"},\"wordCount\":467,\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg\",\"keywords\":[\"down payment\",\"down payment assistance\",\"down payment source\",\"FHA\",\"fha guidelines\",\"FHA home loans\",\"fha loan calculator\",\"fha loan requirements\",\"fha loans\",\"FHA purchase\",\"fha rates\",\"first time buyers\",\"Homebuyers\",\"low down payment\",\"Lumberton Board of Realtors\",\"Mortgage FAQ's\",\"Realtors\",\"Team Move\",\"USDA\",\"USDA home loan updates\",\"USDA home loans\",\"USDA Rural Development\",\"USDA Rural Development Guidelines\",\"VA home loans\",\"VA requirements\",\"WRAR\"],\"articleSection\":[\"1st Time Buyers\",\"FHA\",\"Frequently Asked Questions\",\"Products\",\"Recent Changes\",\"USDA\",\"VA Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\",\"name\":\"NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg\",\"datePublished\":\"2014-11-26T03:05:58+00:00\",\"dateModified\":\"2020-07-13T22:37:27+00:00\",\"description\":\"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more\",\"breadcrumb\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg\",\"contentUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/teammovemortgage.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New 100% products with higher down payment assistance with zero interest and payments for NC buyers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"name\":\"Team Move Mortgage Blog\",\"description\":\"Team Move Mortgage Blog and Resources\",\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\",\"name\":\"Team Move Mortgage Blog\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"contentUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"width\":317,\"height\":86,\"caption\":\"Team Move Mortgage Blog\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\",\"name\":\"Russell Smith\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"caption\":\"Russell Smith\"},\"sameAs\":[\"https:\/\/teammovemortgage.com\"],\"url\":\"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance","description":"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/","og_locale":"en_US","og_type":"article","og_title":"NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance","og_description":"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more","og_url":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/","og_site_name":"Team Move Mortgage Blog","article_published_time":"2014-11-26T03:05:58+00:00","article_modified_time":"2020-07-13T22:37:27+00:00","author":"Russell Smith","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Russell Smith","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#article","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/"},"author":{"name":"Russell Smith","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37"},"headline":"New 100% products with higher down payment assistance with zero interest and payments for NC buyers","datePublished":"2014-11-26T03:05:58+00:00","dateModified":"2020-07-13T22:37:27+00:00","mainEntityOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/"},"wordCount":467,"publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage"},"thumbnailUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg","keywords":["down payment","down payment assistance","down payment source","FHA","fha guidelines","FHA home loans","fha loan calculator","fha loan requirements","fha loans","FHA purchase","fha rates","first time buyers","Homebuyers","low down payment","Lumberton Board of Realtors","Mortgage FAQ's","Realtors","Team Move","USDA","USDA home loan updates","USDA home loans","USDA Rural Development","USDA Rural Development Guidelines","VA home loans","VA requirements","WRAR"],"articleSection":["1st Time Buyers","FHA","Frequently Asked Questions","Products","Recent Changes","USDA","VA Loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/","url":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/","name":"NC Home Advantage Offers up to 100% Financing Through Down Payment Assistance","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage"},"thumbnailUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg","datePublished":"2014-11-26T03:05:58+00:00","dateModified":"2020-07-13T22:37:27+00:00","description":"NC Home Advantage programs provide first time buyers or move up buyers the ability to buy a home with little to nothing out of pocket. NC buyers learn more","breadcrumb":{"@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#primaryimage","url":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg","contentUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2014\/11\/couple-in-front-of-house-with-keys-300x199.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/teammovemortgage.com\/blog\/nc-home-advantage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/teammovemortgage.com\/blog\/"},{"@type":"ListItem","position":2,"name":"New 100% products with higher down payment assistance with zero interest and payments for NC buyers"}]},{"@type":"WebSite","@id":"https:\/\/teammovemortgage.com\/blog\/#website","url":"https:\/\/teammovemortgage.com\/blog\/","name":"Team Move Mortgage Blog","description":"Team Move Mortgage Blog and Resources","publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/teammovemortgage.com\/blog\/#organization","name":"Team Move Mortgage Blog","url":"https:\/\/teammovemortgage.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","contentUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","width":317,"height":86,"caption":"Team Move Mortgage Blog"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37","name":"Russell Smith","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","caption":"Russell Smith"},"sameAs":["https:\/\/teammovemortgage.com"],"url":"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/"}]}},"_links":{"self":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=708"}],"version-history":[{"count":1,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/708\/revisions"}],"predecessor-version":[{"id":9581,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/708\/revisions\/9581"}],"wp:attachment":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}