{"id":6800,"date":"2017-11-22T07:39:06","date_gmt":"2017-11-22T12:39:06","guid":{"rendered":"http:\/\/teammovemortgage.com\/?p=6800"},"modified":"2021-01-19T23:05:45","modified_gmt":"2021-01-19T23:05:45","slug":"mortgage-interest-deduction","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/","title":{"rendered":"Will New Tax Proposals Be the Death of Real Estate?"},"content":{"rendered":"<p>Many real estate professionals, lenders, and tax payers fear that the proposed income tax plans could drastically affect the housing market in a negative way.\u00a0\u00a0These fears include\u00a0more Americans choosing to rent instead of own, interest rates going up, and owners losing a ton of equity.\u00a0 That is enough to scare anyone!\u00a0 Although the tax plans have been crafted very quickly for overhauling such a complicated tax system, it shouldn&#8217;t be as bad as many are making it out to be.\u00a0 Even with the proposed mortgage interest deduction limitations, there are positives for many tax payers.<\/p>\r\n\r\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6810\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2017\/11\/old-building-e1511350139666.jpg\" alt=\"mortgage interest deduction\" width=\"800\" height=\"533\" \/>\r\n\r\n<p>Alan Thompson, CPA with <a href=\"https:\/\/www.tpsacpas.com\/\">Thompson, Price, Scott, &amp; Adams<\/a>, states that &#8220;All of the tax reform proposals are designed for economic growth.\u00a0 While some of the proposals may seem to limit the high end housing market, growth should keep the market strong.&#8221;.<\/p>\u00a0\r\n\r\n<p>The House plan has already passed by a\u00a0vote of 227-205.\u00a0 Meanwhile,\u00a0the Senate plan will be voted\u00a0the week after Thanksgiving\u00a0and is expected to pass.\u00a0 Then, they\u00a0will both be\u00a0looking to\u00a0work something out for the President to sign before year end.\r\n<blockquote>&#8220;All of the tax reform proposals are designed for economic growth.\u00a0 While some of the proposals may seem to limit the high end housing market, growth should keep the market strong.&#8221;<\/blockquote>\r\n<h2>Mortgage Interest Deduction Versus Standard Deduction<\/h2>\r\nIf the standard deduction is doubled as proposed, then most media outlets would say that means it would be more beneficial to rent.\u00a0\u00a0Reason being that so many would not be able to benefit from a mortgage interest deduction.\u00a0\u00a0Although\u00a0approximately only\u00a021% of tax returns currently use the mortgage tax deduction!\u00a0 You know there are a lot more than 21% of Americans that are homeowners!\u00a0 <a href=\"https:\/\/www.census.gov\/housing\/hvs\/files\/currenthvspress.pdf\">Census.gov<\/a> states that 63.9% of Americans are homeowners during the 3rd quarter of 2017.\u00a0 So, it is obvious that many consider a <a href=\"https:\/\/www.irs.gov\/\">tax deduction<\/a> not to be a requirement to own a home.<\/p>\r\n\r\n<p>Although the standard deduction could double, there will be some\u00a0who can itemize\u00a0that will still take the mortgage interest deduction.\u00a0 The House plan allows up to $1 million loan amounts and the Senate up to $500,000.\u00a0 Word is that the state income tax deduction would be lost in both plans.\u00a0 In states with higher income tax brackets, this could affect the bottom line negatively for tax payers.\u00a0 Furthermore, the Senate plan removes the property tax deduction.\u00a0 Conversely, the\u00a0House plan still allows up to a $10,000 deduction.<\/p>\r\n<h2>Do Buyers Really Buy for the\u00a0Mortgage Interest\u00a0Deduction?<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-6811\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2017\/11\/eating-donuts-on-fingers-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" \/><\/h2>\r\n<p>Ok, there are buyers that say &#8220;I&#8217;m tired of renting and paying so much taxes.\u00a0 I want to buy a home to save money on my income taxes.&#8221;.\u00a0 Although, like mentioned above, many buyers will still take the standard deduction rather than claim the mortgage interest deduction.\u00a0 So, if the standard deduction increases drastically, it will be a much lower number of people itemizing.\u00a0 But, the growth projected from higher net incomes and growing businesses, owning a home is still going to be\u00a0extremely popular.\u00a0 Will rates continue to increase somewhat?\u00a0 Probably.\u00a0 Keep in mind, higher rates typically mean a stronger economy.\u00a0 A stronger economy means more opportunity for Americans.<\/p>\r\n\r\nBarry Habib,\u00a0mortgage industry expert\u00a0with <a href=\"https:\/\/mbshighway.com\/Login\">MBS Highway<\/a>,\u00a0gives a hypothetical example of the net savings as follows:\r\n\r\n[av_table purpose=&#8217;tabular&#8217; caption=&#8217;MBS Highway Sample Tax Proposal Gains&#8217; responsive_styling=&#8217;avia_responsive_table&#8217;] [av_row row_style=&#8221;][av_cell col_style=&#8221;]Income Bracket[\/av_cell][av_cell col_style=&#8221;]$80k &#8211; $120k[\/av_cell][\/av_row] [av_row row_style=&#8221;][av_cell col_style=&#8221;]Home Purchase[\/av_cell][av_cell col_style=&#8221;]$250,000[\/av_cell][\/av_row] [av_row row_style=&#8221;][av_cell col_style=&#8221;]Mortgage Tax Deduction Loss[\/av_cell][av_cell col_style=&#8221;]$100 \/ month[\/av_cell][\/av_row] [av_row row_style=&#8221;][av_cell col_style=&#8221;]Gains in New Plans[\/av_cell][av_cell col_style=&#8221;]$250 &#8211; $400 \/ month[\/av_cell][\/av_row] [av_row row_style=&#8221;][av_cell col_style=&#8221;]State Tax Bracket Assumption[\/av_cell][av_cell col_style=&#8221;]5% Tax Rate[\/av_cell][\/av_row] [av_row row_style=&#8221;][av_cell col_style=&#8221;]Property Tax Assumption[\/av_cell][av_cell col_style=&#8221;]$5000 \/ year[\/av_cell][\/av_row] [\/av_table]\r\n\r\nAlso, check out the chart\u00a0MBS Highway\u00a0shares with potential tax savings for Americans.\r\n\r\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6807\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2017\/11\/Tax-Comparison-11-20-2017.png\" alt=\"mortgage interest deduction mbs highway\" width=\"1024\" height=\"179\" \/>\r\n\r\nSign up for your free trial account for more valuable information like this <a href=\"https:\/\/mbshighway.com\/Login\">here.<\/a>\r\n\r\nBarry further states &#8220;I don&#8217;t think people buy a home for the tax break.\u00a0\u00a0It is a bonus.&#8221;.\u00a0 Plus, he explains\u00a0the following about the tax plans:\u00a0&#8220;The key point is that net, net, net, it is improvement for most people.&#8221;\r\n\r\nSo, don&#8217;t think that real estate is going down the tubes and no one should buy a home.\u00a0 Home ownership is still going to be a key <a href=\"http:\/\/teammovemortgage.com\/blog\/2017\/04\/01\/how-to-get-into-real-estate\/\">wealth builder<\/a> and cornerstone desire of most Americans.\u00a0 It actually may be more affordable shortly!\r\n<h2>Looking to Buy a Home? Call Us!<\/h2>\r\n\r\n<figure><\/figure>\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"wp-image-8678\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2019\/11\/zillow-5-star.png\" alt=\"Russell Smith mortgage lender\" \/>\r\n<figcaption>Your experienced mortgage lender<\/figcaption>\r\n<\/figure>\r\n<p><!-- \/wp:post-content -->\r\n\r\n<!-- wp:paragraph --><\/p>\r\n<p>Realtors can follow on <strong><a href=\"https:\/\/activerain.com\/profile\/rdsmith\">ActiveRain<\/a><\/strong> or Connect on <strong><a href=\"https:\/\/www.linkedin.com\/in\/mortgageloanexpert1\/\">Linkedin<\/a><\/strong> for more news. <strong><a href=\"https:\/\/get.testimonialtree.com\/Details\/?u=18038\">See why service matters<\/a><\/strong><\/p>\r\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Many real estate professionals, lenders, and tax payers fear that the proposed income tax plans could drastically affect the housing market in a negative way.\u00a0\u00a0These fears include\u00a0more Americans choosing to rent instead of own, interest rates going up, and owners losing a ton of equity.\u00a0 That is enough to scare anyone!\u00a0 Although the tax plans [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6809,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,288,19,201],"tags":[1113,1114,1115,1116,1117],"class_list":["post-6800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1st-time-buyers","category-real-estate-professionals","category-recent-changes","category-regulation","tag-income-tax-proposals","tag-irs","tag-mortgage-interest-deduction","tag-mortgage-interest-tax-deduction","tag-mortgage-interest-tax-deduction-limit"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?<\/title>\n<meta name=\"description\" content=\"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer&#039;s bottom line. Learn how\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?\" \/>\n<meta property=\"og:description\" content=\"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer&#039;s bottom line. Learn how\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Move Mortgage Blog\" \/>\n<meta property=\"article:published_time\" content=\"2017-11-22T12:39:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-19T23:05:45+00:00\" \/>\n<meta name=\"author\" content=\"Russell Smith\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Russell Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\"},\"author\":{\"name\":\"Russell Smith\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\"},\"headline\":\"Will New Tax Proposals Be the Death of Real Estate?\",\"datePublished\":\"2017-11-22T12:39:06+00:00\",\"dateModified\":\"2021-01-19T23:05:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\"},\"wordCount\":845,\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"income tax proposals\",\"irs\",\"mortgage interest deduction\",\"mortgage interest tax deduction\",\"mortgage interest tax deduction limit\"],\"articleSection\":[\"1st Time Buyers\",\"Real Estate Professionals\",\"Recent Changes\",\"Regulation\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\",\"name\":\"Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2017-11-22T12:39:06+00:00\",\"dateModified\":\"2021-01-19T23:05:45+00:00\",\"description\":\"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer's bottom line. Learn how\",\"breadcrumb\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/teammovemortgage.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Will New Tax Proposals Be the Death of Real Estate?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"name\":\"Team Move Mortgage Blog\",\"description\":\"Team Move Mortgage Blog and Resources\",\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\",\"name\":\"Team Move Mortgage Blog\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"contentUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"width\":317,\"height\":86,\"caption\":\"Team Move Mortgage Blog\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\",\"name\":\"Russell Smith\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"caption\":\"Russell Smith\"},\"sameAs\":[\"https:\/\/teammovemortgage.com\"],\"url\":\"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?","description":"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer's bottom line. Learn how","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?","og_description":"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer's bottom line. Learn how","og_url":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/","og_site_name":"Team Move Mortgage Blog","article_published_time":"2017-11-22T12:39:06+00:00","article_modified_time":"2021-01-19T23:05:45+00:00","author":"Russell Smith","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Russell Smith","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#article","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/"},"author":{"name":"Russell Smith","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37"},"headline":"Will New Tax Proposals Be the Death of Real Estate?","datePublished":"2017-11-22T12:39:06+00:00","dateModified":"2021-01-19T23:05:45+00:00","mainEntityOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/"},"wordCount":845,"publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage"},"thumbnailUrl":"","keywords":["income tax proposals","irs","mortgage interest deduction","mortgage interest tax deduction","mortgage interest tax deduction limit"],"articleSection":["1st Time Buyers","Real Estate Professionals","Recent Changes","Regulation"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/","url":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/","name":"Mortgage Interest Deduction in Tax Reform Bills Crush Housing Market?","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage"},"thumbnailUrl":"","datePublished":"2017-11-22T12:39:06+00:00","dateModified":"2021-01-19T23:05:45+00:00","description":"Mortgage interest deduction diminishing is actually not so bad if you look at the overall net effect on the tax payer's bottom line. Learn how","breadcrumb":{"@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/teammovemortgage.com\/blog\/mortgage-interest-deduction\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/teammovemortgage.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Will New Tax Proposals Be the Death of Real Estate?"}]},{"@type":"WebSite","@id":"https:\/\/teammovemortgage.com\/blog\/#website","url":"https:\/\/teammovemortgage.com\/blog\/","name":"Team Move Mortgage Blog","description":"Team Move Mortgage Blog and Resources","publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/teammovemortgage.com\/blog\/#organization","name":"Team Move Mortgage Blog","url":"https:\/\/teammovemortgage.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","contentUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","width":317,"height":86,"caption":"Team Move Mortgage Blog"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37","name":"Russell Smith","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","caption":"Russell Smith"},"sameAs":["https:\/\/teammovemortgage.com"],"url":"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/"}]}},"_links":{"self":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/6800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=6800"}],"version-history":[{"count":1,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/6800\/revisions"}],"predecessor-version":[{"id":9334,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/6800\/revisions\/9334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=6800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=6800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=6800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}