{"id":3202,"date":"2016-02-28T20:02:07","date_gmt":"2016-02-28T20:02:07","guid":{"rendered":"http:\/\/teammovemortgage.com\/?p=3202"},"modified":"2020-07-13T22:33:29","modified_gmt":"2020-07-13T22:33:29","slug":"doublewide-manufactured-home-va-no-money-down-purchase","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/doublewide-manufactured-home-va-no-money-down-purchase\/","title":{"rendered":"Doublewide Manufactured Home VA No Money Down Purchase"},"content":{"rendered":"<h1>Veterans, Ask us about purchasing a manufactured home<\/h1>\n<p>Manufactured homes can offer low to moderate income families\u00a0in NC,\u00a0SC,\u00a0and Virginia affordable housing.\u00a0 But, lending on manufactured homes is going to be more strict than most other property types because of the higher foreclosure rates.\u00a0 Additionally, they\u00a0often depreciate in value when other home types have a much better chance of appreciating.\u00a0 Because of these reasons, many lenders have exited the manufactured home lending business.\u00a0 Team Move offers <a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>VA home loans<\/strong><\/span><\/a> and FHA mortgages to finance the purchase or refinance of a doublewide, manufactured home.\u00a0 Both the borrowers and the property must meet the following manufactured home guidelines plus other applicable areas.\u00a0 Our Manufactured Home <a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>VA Loans<\/strong> <\/span><\/a>offer 15 and 30 year fixed rate terms and are only for financing a primary residence.<\/p>\n<h2>Our VA Doublewide Manufactured Home Guidelines:<\/h2>\n<ol>\n<li>Doublewides only &amp; manufactured after June 15, 1976<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-3203 alignright\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2016\/02\/living-room-300x225.jpg\" alt=\"Doublewide Manufactured homes\" width=\"300\" height=\"225\" \/><\/li>\n<li>Must have an <a href=\"http:\/\/teammovemortgage.com\/blog\/2015\/02\/28\/va-fha-usda-manufactured-home-doublewides-foundation-rules-requirements\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>acceptable foundation<\/strong><\/span><\/a> per a structural engineer inspection<\/li>\n<li>Rural Properties must be constructed no earlier than 1990 and require a complete home inspection<\/li>\n<li>660 Minimum credit score (case by case exceptions)<\/li>\n<li>Purchases up to 100% of purchase price<\/li>\n<li>Cash out refinancing up to 90% of appraised value<\/li>\n<li>Minimum loan amount is $75,000 (case by case exceptions)<\/li>\n<li>Now allowed:\u00a0 Escrow Holdback for repairs, non-occupying co-borrowers,<\/li>\n<\/ol>\n<p>Guidelines are subject to change.<\/p>\n<p>If you are looking to purchase a doublewide meeting the above requirements, <a href=\"http:\/\/teammovemortgage.com\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>contact Team Move today<\/strong><\/span><\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Veterans, Ask us about purchasing a manufactured home Manufactured homes can offer low to moderate income families\u00a0in NC,\u00a0SC,\u00a0and Virginia affordable housing.\u00a0 But, lending on manufactured homes is going to be more strict than most other property types because of the higher foreclosure rates.\u00a0 Additionally, they\u00a0often depreciate in value when other home types have a much [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3205,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,33,17,48],"tags":[665,260,666,667],"class_list":["post-3202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1st-time-buyers","category-frequently-asked-questions","category-products","category-va-loans","tag-manufactured-home-foundation-requirements","tag-manufactured-homes","tag-no-money-down-doublewide-purchase","tag-va-cash-out-refinance-up-to-90-of-appraised-value"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Doublewide Manufactured Home VA No Money Down Loans<\/title>\n<meta name=\"description\" content=\"Our VA mortgages can finance doublewide manufactured homes which meet product requirements.\u00a0 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