{"id":2511,"date":"2015-11-07T15:23:52","date_gmt":"2015-11-07T15:23:52","guid":{"rendered":"http:\/\/teammovemortgage.com\/?p=2511"},"modified":"2020-07-13T22:34:07","modified_gmt":"2020-07-13T22:34:07","slug":"there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/","title":{"rendered":"There Are a Million Reasons Not to Buy a First Home, But They Are Wrong"},"content":{"rendered":"<p>There are so many misconceptions\u00a0or fears that first time buyers have these days and one of our primary goals is to educate this section of the market so the dream of home ownership can be achieved.<\/p>\n<h2>\u00a07\u00a0Statistics and Solutions About First Time Homebuyers You Should Know:<\/h2>\n<ol>\n<li><strong>54% of first time buyers are married, 18% are single females, 11% are single males, and 15% are unmarried couples.<\/strong>\u00a0 No matter your marital status, it is not a barrier to home ownership.\u00a0 Married or not, one or both individuals may be on the loan.<\/li>\n<li><strong><strong>25% of buyers 33 years or younger would move up their purchase timeline if they had down payment<\/strong><\/strong>\n<figure id=\"attachment_2326\" aria-describedby=\"caption-attachment-2326\" style=\"width: 300px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2326 size-full\" src=\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2015\/09\/first-time-buyers-family-e1446906905618.jpg\" alt=\"First time buyer solutions for buying a home\" width=\"300\" height=\"199\" \/><figcaption id=\"caption-attachment-2326\" class=\"wp-caption-text\">First Time Homebuyer Solutions<\/figcaption><\/figure>\n<p><strong>access<\/strong>.\u00a0 There are so many low to no down payment options today for first time buyers including no money down options like <a href=\"http:\/\/teammovemortgage.com\/va-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>VA<\/strong><\/span><\/a>, <a href=\"http:\/\/teammovemortgage.com\/usda\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>USDA<\/strong><\/span><\/a>, or <a href=\"http:\/\/teammovemortgage.com\/down-payment-assistance-nc-sc\/\"><strong><span style=\"text-decoration: underline;\">down payment assistance or programs<\/span><\/strong><\/a>.\u00a0 Ok, you get it now that you can buy a home with no to low down payment, but what about all of the closing costs?\u00a0 That&#8217;s easy &#8211; <a href=\"http:\/\/teammovemortgage.com\/blog\/2015\/05\/23\/limits-on-seller-paid-closing-costs-for-buyers-using-va-fha-usda-fannie-mae-freddie-mac-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>Seller Paid Closing Costs<\/strong><\/span><\/a>!\u00a0 Our team will strategize with you and your Realtor to make sure that your purchase price includes the amount of seller assistance to ensure a level that you can afford.<\/li>\n<li><strong>74% of renters want to buy a home but are afraid they will not qualify so they do not even try.<\/strong>\u00a0 There are so many lending options that dispel the myth of needing 700+ credit scores to qualify.\u00a0 There are even mortgage products that will allow credit scores down to 600 for approval.<\/li>\n<li><strong>25% of Millennials buy a home together before getting married.<\/strong>\u00a0 We occasionally have buyers that think a domestic partner, fianc\u00e9e, or friend can not buy a home together but that is far from the truth.<\/li>\n<li><strong>26% of first time buyers used a gift as part or all of their down payment<\/strong>.\u00a0 Yes, you can get a gift for down payment on many programs as long as it comes from an allowable source and is documented correctly.\u00a0 This can help bridge the gap of not having down payment for your purchase.\u00a0 <a href=\"http:\/\/teammovemortgage.com\/blog\/2015\/03\/21\/fha-down-payment-that-is-a-gift-from-family-or-employers-requirements\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>Learn more about how gift funds can work for down payment<\/strong><\/span><\/a>.<\/li>\n<li><strong>32% of Millennials plan to buy a home in the next 2 years.<\/strong>\u00a0 Qualifying for a first time home is easier than you think because of everything we have mentioned in this article so why not take advantage of affordable housing prices and extremely low interest rates.<\/li>\n<li><strong>85% of non-homeowners ages 18 &#8211; 34 aspire to buy a home<\/strong>.\u00a0 Talk to one of our mortgage lending advisors to cater a plan to help you purchase the home of\u00a0 your dreams.<\/li>\n<\/ol>\n<p>Another important fact is that homeowners accumulate much more wealth than renters over a lifetime.\u00a0 So, if\u00a0you have questions you always wanted to ask or been scared to ask, contact us to learn where you stand and what steps you can take to become a homeowner.<\/p>\n<p>[av_button_big label=&#8217;Team Move Loan Officers Are Here to Help You. Contact Us Today!&#8217; description_pos=&#8217;below&#8217; link=&#8217;manually,http:\/\/teammovemortgage.com\/contact-us\/&#8217; link_target=&#8217;_blank&#8217; icon_select=&#8217;no&#8217; icon=&#8217;ue800&#8242; font=&#8217;entypo-fontello&#8217; custom_font=&#8217;#ffffff&#8217; color=&#8217;theme-color&#8217; custom_bg=&#8217;#444444&#8242; color_hover=&#8217;theme-color-subtle&#8217; custom_bg_hover=&#8217;#444444&#8242;][\/av_button_big]<\/p>\n<h5><strong><em>Team Move\u00a0lends in\u00a0areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Sanford, Fayetteville, Southern Pines, Pinehurst, Rockingham, Raleigh, Cary, High Point, Garner, Smithfield, Clayton, Asheville, Asheboro, Rocky Mount, Wilson, Burlington, Kannapolis, Goldsboro, Hickory, Wake Forest, Salisbury, Matthews, Charlotte, Monroe, Statesville, Shelby, Lexington, Boone, Morganton, Cornelius, Holly Springs, Fuquay Varina, Kernersville, Kinston, Greenville, Outer Banks, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Lake Waccamaw, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.\u00a0 North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina,\u00a0Virginia, and Georgia<\/em><\/strong><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>There are so many misconceptions\u00a0or fears that first time buyers have these days and one of our primary goals is to educate this section of the market so the dream of home ownership can be achieved. \u00a07\u00a0Statistics and Solutions About First Time Homebuyers You Should Know: 54% of first time buyers are married, 18% are [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,24,33,17,40,41,48],"tags":[6,240,7,25,27,30,9,241,10,11,12,13,16,310,18,311,102,20,42,44,47,21],"class_list":["post-2511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1st-time-buyers","category-fha","category-frequently-asked-questions","category-products","category-tips","category-usda","category-va-loans","tag-down-payment-assistance","tag-down-payment-gift","tag-down-payment-source","tag-fha","tag-fha-home-loans","tag-fha-loans","tag-first-time-buyers","tag-gift-from-family","tag-homebuyers","tag-low-down-payment","tag-lumberton-board-of-realtors","tag-mortgage-faqs","tag-north-carolina","tag-pinehurst-southern-pines-association-of-realtors","tag-realtors","tag-sanford-area-association-of-realtors","tag-south-carolina","tag-team-move","tag-usda","tag-usda-home-loans","tag-va-home-loans","tag-wrar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>First Time Buyer Education:\u00a0Solutions to buy a first home<\/title>\n<meta name=\"description\" content=\"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Time Buyer Education:\u00a0Solutions to buy a first home\" \/>\n<meta property=\"og:description\" content=\"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Move Mortgage Blog\" \/>\n<meta property=\"article:published_time\" content=\"2015-11-07T15:23:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-13T22:34:07+00:00\" \/>\n<meta name=\"author\" content=\"Russell Smith\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Russell Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\"},\"author\":{\"name\":\"Russell Smith\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\"},\"headline\":\"There Are a Million Reasons Not to Buy a First Home, But They Are Wrong\",\"datePublished\":\"2015-11-07T15:23:52+00:00\",\"dateModified\":\"2020-07-13T22:34:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\"},\"wordCount\":686,\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"down payment assistance\",\"down payment gift\",\"down payment source\",\"FHA\",\"FHA home loans\",\"fha loans\",\"first time buyers\",\"gift from family\",\"Homebuyers\",\"low down payment\",\"Lumberton Board of Realtors\",\"Mortgage FAQ's\",\"North Carolina\",\"Pinehurst Southern Pines Association of Realtors\",\"Realtors\",\"Sanford Area Association of Realtors\",\"South Carolina\",\"Team Move\",\"USDA\",\"USDA home loans\",\"VA home loans\",\"WRAR\"],\"articleSection\":[\"1st Time Buyers\",\"FHA\",\"Frequently Asked Questions\",\"Products\",\"Tips\",\"USDA\",\"VA Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\",\"name\":\"First Time Buyer Education:\u00a0Solutions to buy a first home\",\"isPartOf\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2015-11-07T15:23:52+00:00\",\"dateModified\":\"2020-07-13T22:34:07+00:00\",\"description\":\"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home\",\"breadcrumb\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/teammovemortgage.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"There Are a Million Reasons Not to Buy a First Home, But They Are Wrong\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#website\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"name\":\"Team Move Mortgage Blog\",\"description\":\"Team Move Mortgage Blog and Resources\",\"publisher\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#organization\",\"name\":\"Team Move Mortgage Blog\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"contentUrl\":\"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png\",\"width\":317,\"height\":86,\"caption\":\"Team Move Mortgage Blog\"},\"image\":{\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37\",\"name\":\"Russell Smith\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g\",\"caption\":\"Russell Smith\"},\"sameAs\":[\"https:\/\/teammovemortgage.com\"],\"url\":\"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"First Time Buyer Education:\u00a0Solutions to buy a first home","description":"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/","og_locale":"en_US","og_type":"article","og_title":"First Time Buyer Education:\u00a0Solutions to buy a first home","og_description":"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home","og_url":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/","og_site_name":"Team Move Mortgage Blog","article_published_time":"2015-11-07T15:23:52+00:00","article_modified_time":"2020-07-13T22:34:07+00:00","author":"Russell Smith","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Russell Smith","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#article","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/"},"author":{"name":"Russell Smith","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37"},"headline":"There Are a Million Reasons Not to Buy a First Home, But They Are Wrong","datePublished":"2015-11-07T15:23:52+00:00","dateModified":"2020-07-13T22:34:07+00:00","mainEntityOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/"},"wordCount":686,"publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage"},"thumbnailUrl":"","keywords":["down payment assistance","down payment gift","down payment source","FHA","FHA home loans","fha loans","first time buyers","gift from family","Homebuyers","low down payment","Lumberton Board of Realtors","Mortgage FAQ's","North Carolina","Pinehurst Southern Pines Association of Realtors","Realtors","Sanford Area Association of Realtors","South Carolina","Team Move","USDA","USDA home loans","VA home loans","WRAR"],"articleSection":["1st Time Buyers","FHA","Frequently Asked Questions","Products","Tips","USDA","VA Loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/","url":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/","name":"First Time Buyer Education:\u00a0Solutions to buy a first home","isPartOf":{"@id":"https:\/\/teammovemortgage.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage"},"thumbnailUrl":"","datePublished":"2015-11-07T15:23:52+00:00","dateModified":"2020-07-13T22:34:07+00:00","description":"First time buyer statistics and solutions you should know.\u00a0 Team Move wants to educate renters and people living with family so they can buy a home","breadcrumb":{"@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/teammovemortgage.com\/blog\/there-are-a-million-reasons-not-to-buy-a-first-home-but-they-are-wrong\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/teammovemortgage.com\/blog\/"},{"@type":"ListItem","position":2,"name":"There Are a Million Reasons Not to Buy a First Home, But They Are Wrong"}]},{"@type":"WebSite","@id":"https:\/\/teammovemortgage.com\/blog\/#website","url":"https:\/\/teammovemortgage.com\/blog\/","name":"Team Move Mortgage Blog","description":"Team Move Mortgage Blog and Resources","publisher":{"@id":"https:\/\/teammovemortgage.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/teammovemortgage.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/teammovemortgage.com\/blog\/#organization","name":"Team Move Mortgage Blog","url":"https:\/\/teammovemortgage.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","contentUrl":"https:\/\/teammovemortgage.com\/blog\/wp-content\/uploads\/2026\/02\/team_move_logo-1.png","width":317,"height":86,"caption":"Team Move Mortgage Blog"},"image":{"@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/fbcb9952207d77d752ba9074b82fad37","name":"Russell Smith","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/teammovemortgage.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b9cf1b757a19f9e1f5cb92936b94ade3f42fa9c7b0a26278141331f05509b596?s=96&d=mm&r=g","caption":"Russell Smith"},"sameAs":["https:\/\/teammovemortgage.com"],"url":"https:\/\/teammovemortgage.com\/blog\/author\/russellsmith\/"}]}},"_links":{"self":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/2511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=2511"}],"version-history":[{"count":1,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/2511\/revisions"}],"predecessor-version":[{"id":9476,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/posts\/2511\/revisions\/9476"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=2511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=2511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teammovemortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=2511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}