{"id":2317,"date":"2015-09-18T13:04:14","date_gmt":"2015-09-18T13:04:14","guid":{"rendered":"http:\/\/teammovemortgage.com\/?p=2317"},"modified":"2020-07-13T22:34:21","modified_gmt":"2020-07-13T22:34:21","slug":"targeted-areas-nc-mcc-tax-credit","status":"publish","type":"post","link":"https:\/\/teammovemortgage.com\/blog\/targeted-areas-nc-mcc-tax-credit\/","title":{"rendered":"North Carolina Buyers Get an Exception for a tax credit in Targeted Areas"},"content":{"rendered":"
\"You
You don’t always have to be a first time buyer for an MCC tax credit!<\/figcaption><\/figure>\n

The first time homebuyer requirement for an MCC Tax Credit<\/strong> <\/span><\/a>through the NC Housing Finance Agency does not have to be met if the borrower’s residence is located in a “designated Targeted Area” as listed below.<\/h1>\n

A targeted area is any area designated by the federal government to receive special consideration based on economic conditions and the housing stock.\u00a0 A Targeted Area is defined as a census tract in which 70% or more of the households have an income which is 80% or less of the area median family income.\u00a0 Such areas are not subject to the prior home ownership restriction.\u00a0 Federal regulations require NC Housing Finance Agency\u00a0to set aside a portion of the bond funds for Targeted Areas for one year.<\/p>\n

Targeted areas eligible for the first time home buyer exemption with an MCC Tax Credit<\/strong> <\/span><\/a>are as follows:<\/h2>\n

FFIEC Geocoding System<\/a>. This list is subject to change.\u00a0 Click on the county to view eligible areas<\/p>\n

Click here to see the Household Income limits for the MCC Tax Credit<\/a><\/strong><\/span><\/p>\n

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 <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Alamance<\/a><\/td>\n0208.01, 0210.00<\/td>\n<\/tr>\n
Beaufort<\/a><\/td>\n9303.00<\/td>\n<\/tr>\n
Buncombe<\/a><\/td>\n0002.00, 0009.00<\/td>\n<\/tr>\n
Cabarrus<\/a><\/td>\n0407.03, 0419.01, 0421.01<\/td>\n<\/tr>\n
Caldwell<\/a><\/td>\n0302.00<\/td>\n<\/tr>\n
Catawba<\/a><\/td>\n0104.02, 0107.00, 0110.00<\/td>\n<\/tr>\n
Cleveland<\/a><\/td>\n9509.00<\/td>\n<\/tr>\n
Craven<\/a><\/td>\n9608.00<\/td>\n<\/tr>\n
Cumberland<\/a><\/td>\n0002.00, 0005.00, 0010.00, 0012.00, 0024.01, 0034.03, 0034.08, 0038.00<\/td>\n<\/tr>\n
Davidson<\/a><\/td>\n0608.00, 0614.00<\/td>\n<\/tr>\n
Duplin<\/a><\/td>\n0908.01<\/td>\n<\/tr>\n
Durham<\/a><\/td>\n0005.00, 0009.00, 0011.00, 0013.01, 0014.00, 0015.01, 0015.02, 0017.09, 0022.00, 0023.00<\/td>\n<\/tr>\n
Edgecombe<\/a><\/td>\n0202.00, 0204.00<\/td>\n<\/tr>\n
Forsyth<\/a><\/td>\n0003.01, 0004.00, 0005.00, 0006.00, 0007.00, 0008.01, 0008.02, 0009.00, 0016.02, 0019.01, 0034.03, 0034.04, 0037.01<\/td>\n<\/tr>\n
Gaston<\/a><\/td>\n0319.00, 0320.00, 0321.00, 0331.00<\/td>\n<\/tr>\n
Graham<\/a><\/td>\n9201.00, 9203.00<\/td>\n<\/tr>\n
Guilford<\/a><\/td>\n0101.00, 0103.00, 0110.00, 0111.01, 0112.00, 0114.00, 0115.00, 0116.02, 0119.04, 0126.08, 0126.11, 0127.07, 0136.01, 0138.00, 0139.00, 0140.00, 0142.00, 0143.00, 0145.01<\/td>\n<\/tr>\n
Iredell<\/a><\/td>\n0602.00, 0604.00<\/td>\n<\/tr>\n
Lee<\/a><\/td>\n0303.00<\/td>\n<\/tr>\n
Lenoir<\/a><\/td>\n0102.00, 0103.00, 0104.00, 0105.00, 0107.00<\/td>\n<\/tr>\n
Mecklenburg<\/a><\/td>\n0008.00, 0009.00, 0019.10, 0019.18, 0023.00, 0031.09, 0037.00, 0038.08, 0039.02, 0039.03, 0041.00, 0042.00, 0043.02, 0045.00, 0047.00, 0051.00, 0052.00, 0053.01, 0053.07, 0053.08, 0058.24, 0058.29<\/td>\n<\/tr>\n
New Hanover<\/a><\/td>\n0101.00, 0105.02, 0110.00, 0111.00, 0114.00<\/td>\n<\/tr>\n
Onslow<\/a><\/td>\n0008.00, 0009.00, 0026.00<\/td>\n<\/tr>\n
Orange<\/a><\/td>\n0113.00, 0116.01, 0116.02<\/td>\n<\/tr>\n
Pasquotank<\/a><\/td>\n9603.00<\/td>\n<\/tr>\n
Pender<\/a><\/td>\n9202.04<\/td>\n<\/tr>\n
Pitt<\/a><\/td>\n0002.01, 0006.02, 0007.01, 0007.02<\/td>\n<\/tr>\n
Randolph<\/a><\/td>\n0303.01<\/td>\n<\/tr>\n
Richmond<\/a><\/td>\n9706.00<\/td>\n<\/tr>\n
Robeson<\/a><\/td>\n9603.00, 9605.01, 9608.01, 9608.02, 9611.00, 9618.02, 9620.01, 9620.02<\/td>\n<\/tr>\n
Rockingham<\/a><\/td>\n0414.00<\/td>\n<\/tr>\n
Rowan<\/a><\/td>\n0504.00<\/td>\n<\/tr>\n
Scotland<\/a><\/td>\n0102.00, 0103.00<\/td>\n<\/tr>\n
Union<\/a><\/td>\n0204.04<\/td>\n<\/tr>\n
Vance<\/a><\/td>\n9606.00, 9607.00, 9608.00<\/td>\n<\/tr>\n
Wake<\/a><\/td>\n0507.00, 0508.00, 0509.00, 0511.01, 0520.01, 0524.08<\/td>\n<\/tr>\n
Wayne<\/a><\/td>\n0007.00, 0015.00, 0018.00, 0020.00<\/td>\n<\/tr>\n
Wilson<\/a><\/td>\n0001.00, 0002.00, 0003.00, 0007.00, 0008.01<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

The first time homebuyer requirement for an MCC Tax Credit through the NC Housing Finance Agency does not have to be met if the borrower’s residence is located in a “designated Targeted Area” as listed below. A targeted area is any area designated by the federal government to receive special consideration based on economic conditions […]<\/p>\n","protected":false},"author":2,"featured_media":2326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,33,60,17,40],"tags":[476,9,10,11,12,165,13,98,16,310,18,311,20,21],"class_list":["post-2317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1st-time-buyers","category-frequently-asked-questions","category-local-resources-best-places-to-live-in-nc-and-sc-including-subdivisions-schools-things-to-do","category-products","category-tips","tag-census-tract-areas","tag-first-time-buyers","tag-homebuyers","tag-low-down-payment","tag-lumberton-board-of-realtors","tag-mcc-tax-credit","tag-mortgage-faqs","tag-nc-purchase-contract","tag-north-carolina","tag-pinehurst-southern-pines-association-of-realtors","tag-realtors","tag-sanford-area-association-of-realtors","tag-team-move","tag-wrar"],"acf":[],"yoast_head":"\nNC buyers get an exception for MCC Tax Credit in Targeted Areas<\/title>\n<meta name=\"description\" content=\"NC buyers in NC do not have to be a first time buyer if buying in a Designated Targeted Area. 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