Tag: no down payment

The biggest misconception among renters is that a large down payment is necessary to buy a home.  Then many will rent for an extended period thinking that a home purchase is unreachable.  A recent article by Citylab, “The down payment is too ‘daggum’ high” explained it well.  It explains how many renters cite lack of funds to cover […]

What if, for one reason or another, you have very limited credit such as just one loan reporting paid on-time? Believe it or not!  It is possible for a 1st Time Buyer to purchase a home with only one loan reporting on credit AND we actually just closed a No Money Down purchase like this!  Imagine, you could […]

USDA Finances 100% of your home purchase Each year after the USDA Rural Development fiscal year ends, USDA must have authorization for funds in order to fully guarantee the loans.  Since October 1, 2015, we have been on hold for funding USDA loans until today. USDA just announced a few hours ago that Fiscal Year […]

Coastal NC VA Loans – Jacksonville, Hampstead, & Wilmington Living at the beach, on the waterway, or in coastal neighborhoods is a reality with a VA home loan.  Many of our VA home mortgages are concentrated in wonderful coastal areas.  First of all, Jacksonville, NC is home to the Camp Lejeune Marine Base and the New River Air Station.  Then, historic […]