Buy a Home With USDA No Money Down Around Raleigh and Wake County

Yes, there is a great mortgage option to buy a home around Raleigh with no money down.  Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing.  Don’t think of USDA as just an option to buy a home in the country.  As you will see in the map below, there are USDA eligible areas around Raleigh.  Eligible areas include Holly Springs, Hillsborough, Knightdale, Clayton, Zebulon, Wendell, Wake Forest, and more.

While reviewing the USDA map, make sure to note the boundaries which start the USDA eligible areas.  If you are willing to make a short commute out of Raleigh, you will find this wonderful option exists!  Also, make sure you check out other informative USDA articles like “How the USDA Guarantee Fee Stays Low for 2018 to Help Home Buyers“.

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Allows more families to buy with no money down
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USDA Loans Raleigh NC

Notice the map below.  The orange shaded areas are not eligible for USDA loans, but all of the rest is.

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How do I find out if a Wake County property address is USDA eligible?

First View the Area:  Unless you have a specific property already in mind, it is best to search the general USDA eligible areas first.  Then you know the boundaries.  In order to view these areas and zoom into street level, follow these easy instructions:

[av_button_big label=’Zoom In to Find USDA Eligible Areas’ description_pos=’below’ link=’manually,https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property@11′ link_target=’_blank’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ custom_font=’#ffffff’ color=’theme-color’ custom_bg=’#444444′ color_hover=’theme-color-subtle’ custom_bg_hover=’#444444′]
USDA approved properties search
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Step 1: Select “Single Family Housing Guaranteed”

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2: Use your mouse to move your area to the middle of the screen

3:  Use the scroll bar on the map or your mouse scroll button

Browse the area, especially if the area you are searching is on the borderline of being eligible or not. Really pay attention to which side of a particular road you need to stay on for instance.

Next, View the Specific Property Address:  Once you have zoomed into the eligible areas, you could type in actual property addresses.  So if you found a home for sale on Zillow, Trulia, Homes, or Realtor, you can type in the address.  The site will tell you if the property is eligible.

Step 1:  Type in the property address

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2: Is the property in an eligible area?

usda loans wake county nc3:  You can print the map with the eligible address

Just click on the “Print” button above the map

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or contact our team here and we will call you asap!
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We are the best lender for USDA Loans Raleigh NC Area!

So follow our writer, Russell Smith, on ActiveRain.  ActiveRain is a site that real estate professionals, buyers, and sellers may use to gain helpful knowledge.

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Team Move lends in areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.  Columbia, North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina and Virginia.

 

Written By: Russell Smith

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