FHA Loans Wilmington NC You may have heard in the news that many larger lenders and banks have withdrawn from FHA loans . OVM Financial is still very active in helping buyers looking for the features offered by FHA. We love helping our local buyers get FHA Lo... Read More
Careers at OVM Financial Inc Experienced & Licensed Mortgage Loan Officers can build their business with Team Move! So many lenders are looking for experienced mortgage loan officers and we are too. But we are offering loan officers and teams who are masters ... Read More
The Federal Housing Administration has announced the FHA loan size limits for 2017 in all areas of each state. The most popular level is for single family residences. Most of the NC FHA loan size limits increased from $271,050 to $275,650. But there are seve... Read More
We were asked recently “Do you have any decent programs for second home buyers?” and the quick answer is “Yes, there are a lot of creative ways to finance the purchase of a second home”. These financing options include purchase loans on the... Read More
Tom Fortune – OVM Marketing Director OVM Financial is continuing to grow its talented team at a rapid pace. Please join us in cordially welcoming our brand new Director of Marketing, Tom Fortune! Tom’s role will be to oversee the Marketing Department as we co... Read More
Pastoral Housing Allowance We love helping pastors buy homes! So much so, we have to share this success story and “prayer” answered. Picture this loan scenario which involved the often misunderstood pastoral housing allowance. A pastor and military v... Read More
Mortgage Lending Communication “I just wanted to take a minute and thank you for pushing this purchase through for us. I know we are not your only customer but you sure make it feel this way. To the rest of the team, thank you for all your patience, I know ... Read More
Check out this success story and it is a little known advantage for licensed Real Estate Agents. Actually a Realtor commission may be used as down payment for the purchase of their own home. Although normally lenders are required to prove down payment in t... Read More
November 2015 jobs report better than expected 211,000 new jobs were created in November, above the 196K expected, while September and October were revised higher by a total of 29K. The report also showed that the Unemployment Rate remained at 5%, a 7 year low, which... Read More
Jennifer Taylor Social Media Guru Team Move & OVM Financial is thrilled to warmly welcome Jennifer Taylor to our team of professionals! As our new Vice President of Business Development, Jennifer’s role will be to support Loan Officers and Partners in buildin... Read More
Check Out The Latest
- Mortgage Denied Because of Employment History? We Have SolutionsAugust 17, 2017 - 7:53 pm
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss the capacity to pay back the loan and more specifically discuss the role of […]
- VA Loan Includes Condo Approval, Raised Credit Score, High Debt Ratio, Paying Off DebtsAugust 11, 2017 - 6:58 am
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the things we were able to accomplish for a […]
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OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.