Homebuyers received great news about the USDA Rural Development guaranteed loan program! In 2017, USDA drastically reduced the guarantee or funding fee they charge upfront on USDA loans, plus lowered the annual fee also. So the great news is that the USDA gua... Read More
Spartanburg SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Spartanburg offers so much. Our USDA loans Spartanburg SC offer very affordable, fixed payments... Read More
Greenville SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Greenville offers so much. One trip here and you will be captured by the beauty of the foothills l... Read More
Yes, there is a great mortgage option to buy a home around Raleigh with no money down. Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing. Don’t think of USDA as just an option to buy a home in the country. ... Read More
USDA Commitment Done Right! We love USDA loans! Not only are buyers able to purchase with no money down, but it is flexible on credit. On top of this, USDA just made homeownership more affordable effective 10/1/16! This was accomplished by USDA drastically lowe... Read More
USDA Now Only Requires 2 Credit References! Effective immediately, USDA has lowered the minimum credit requirement from 3 to 2 trade lines reporting 12 months USDA Guaranteed Rural Development loans require no money down, the rates are fixed for 30 years, have low co... Read More
Can a buyer purchase a Modular Home using a USDA Rural Development Home Loan? Absolutely! We routinely lend USDA guaranteed home loans to build modular homes throughout NC, SC, and VA. Modular Homes are sectional, prefabricated houses that consist of two or more... Read More
USDA funds are available for 10-1-2015 – 9-30-2016 USDA Finances 100% of your home purchase Each year after the USDA Rural Development fiscal year ends, USDA must have authorization for funds in order to fully guarantee the loans. Since October 1, 2015, we ha... Read More
When should I refinance? Refinancing a mortgage when rates are low can save homeowners thousands to tens of thousands of dollars over the life of the loan term. Too often everyone hears “You shouldn’t refinance unless you can save 2% in rate” and ... Read More
15000 Down Payment Assistance (DPA) – Wow! Close to FREE Money! First time buyers in Cabarrus, Cumberland, Guilford, Johnston, or Mecklenburg Counties have a great opportunity. These buyers may be eligible for the 15000 down payment assistance program ($... Read More
Check Out The Latest
- See How the USDA Guarantee Fee Stays Low for 2018 to Help Home BuyersSeptember 27, 2017 - 7:50 am
Homebuyers received great news about the USDA Rural Development guaranteed loan program! In 2017, USDA drastically reduced the guarantee or funding fee they charge upfront on USDA loans, plus lowered the annual fee also. So the great news is that the USDA guarantee fee 2018 (also often referred to as a USDA funding fee) will remain at […]
- Gift Letter for Mortgage: Requirements for Who, What, and How MuchSeptember 21, 2017 - 7:16 pm
Buying a home is the American dream for many and there are a lot of programs available to accomplish this dream. But what happens when the buyer needs a little extra funds in order to purchase? That is where a gift can be very beneficial. Although it is important to understand gift requirements such as […]
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