Phone: 910-418-4608 or 571-277-4172 Cell
License #: 223901
MLO #: NC-I-174454, Virginia MLO 1862VA
Licensed Mortgage Loan Originator
Pat Watts started residential lending in 2004 and brings to the table an amazing level of lending experience, customer service, and caring attitude for buyers. She strongly believes that life can be filled with complicated choices, so it is important for clients to understand all of their options when buying a home. What may work for a friend or family member may not be the best financial choice for another. Therefore sharing knowledge and understanding how needs can best be met are always a top priority!
“My first home buying experience is still fresh in mind. I recall the weight of the experience, the multitude of forms, and endless questions I had. I learned then that if I didn’t ask, I wouldn’t understand everything I needed to know about the largest financial investment I was planning to make.”
Pat Watts “Insight and Experience”
Not every loan is easy. When a complex situation arises, Pat’s ability to focus on a solution (not the problem) allows her to work through issues efficiently for her clients. She firmly believes that it is critical for borrowers to remain fully informed through each step of the transaction – whether working with a first time or seasoned homebuyer.
Pat Watts & OVM Financial – Lending Products
Homebuyers also benefit from OVM Financial’s broad range of financing options. OVM takes it a step further than just providing a home loan – every employee assigned to a loan file does so with a minimal amount of disruption to the client, thereby keeping the process smooth and stress free. We do not take our jobs lightly, and the homebuying decision is as personal to us as it is to you. Here are some of the ways we can help:
- Active duty military – Learn the VA Home Loan Process for Active Duty Members
- Corporate transfers / relocation
- First time buyers – First Time Buyer Tips
- Retirees – Are You Sure You Want to be a Cash Buyer?
- Second home – Creative Ways to Buy Your Second Home
- Investment properties – How to Get Into Real Estate Investing and Build Wealth
- Move up buyers
- USDA No Money Down – USDA Income Limits Increase Allows More Families to Buy No Money Down
Looking for a Second Opinion?
Even if you are talking to another lender, it is often wise to get a second opinion. Pat uses her “can do attitude” to figure all viable options to create a great financial result for clients. Check out some great solutions we offer for employment history as an example!
“I’ve handled everything from simple to complex financial situations, and have found mortgage solutions for customer that have been denied by other lenders. I am always available throughout the homebuying process. “
Hopefully you will look to Pat first as well as later when you need the reassurance of a second pair of experienced eyes!
Personal Side of Pat Watts
Originally from the Washington, D.C. metropolitan area, Pat has spent the past year living in North Carolina. She is married with two dogs and two cats. In her spare time, she enjoys traveling, fine dining, gardening and reading. Pat is immediate past Secretary of the Executive Committee, Fredericksburg Regional SPCA Board of Directors, served as Member, Mortgage Advisory Council (2011-2013), and has volunteered for a number of non-profit fundraising efforts including American Cancer Society, Wounded Warrior Project, Equine Rescue and Rehabilitation, and Community Give.
Pat Watts 5 Star Reviews & Recommendations
“As a loan officer Pat was always my 1st recommendation to my clients. She is highly organized and always on task. She constantly showed that her priority was not only to get my clients to closing but to make sure my clients had a loan they fully understood that worked for their specific needs. Having Pat Watts in my corner was a huge asset. I was always one call away from an expert who could advise me on real time changes to interest rates, lender requirements, and new loan types. My client files were safe and secure in her hands from preapproval to close. When unusual situations presented themselves Pat was always my 1st call. She can think outside of the box and problem solve in a way that is lacking in her absence here in Virginia. The driving force behind her attention to detail and client support is not just intellect or professionalism, her most unique attribute as a loan officer is that she cares. She is a professional who will lose sleep over a client and that kind of dedication cannot be taught. Knowing and working with Pat Watts has made me a better Realtor.”
Kevin Michael Breen, Realtor – Coldwell Banker Elite
Pat Watts, Licensed Mortgage Originator – NMLS # 223901, Virginia MLO 1862VA, NC-I-174454
230 N. Bennett Street, Suite 1A, Southern Pines, NC 28387 (NMLS 1322769)
OVM Financial, Inc. is an Equal Housing Lender. NMLS #86788 www.nmlsconsumeraccess.org. We lend to the following states: VA #MC-3038, NC #140706-104, SC #MLS – 86788, and GA #46432. All rights reserved. www.ovmfinancial.com
Author: Russell Smith
Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.
Check out our Team News!
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog
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