Phone: (910) 391-5573
License #: 415646
MLO #: NC-I-165412
Team Loan Originator
Michele Shane – Mortgage Loan Officer in Sanford NC
Michele Shane brings over 16 years of experience with her in the Mortgage Industry plus a stint in the legal world working in a law firm. Making her home in Fayetteville, Michele has a degree from Fayetteville State University. Additionally, she has worked in Sanford and Fayetteville the majority of her career. Early in Michele’s career, she built a foundation of knowledge as a loan processor. Then she worked her way up in the ranks as a seasoned and accomplished loan officer. She is versed in all loan programs and specializes in new construction and builder clients.
As a tenured professional in the Mortgage industry, Michele attributes success to her excellent customer service skills and always keeping the needs of her clients first. Michele can custom tailor the mortgage solutions which best fits her clients needs for long term financial success. Finally, she will guide you to the result you are looking for in a smooth and professional manner.
Mortgage Programs Available Include:
- VA and VA Jumbo
- VA IRRRL (streamlined refinance with no appraisal required)
- Low Down Payment FHA purchase
- FHA Streamline refinance (no appraisal option)
- FHA 203k purchase rehab loan
- Vacation homes
- Manufactured Homes (Doublewide or larger, must meet FHA or VA foundation and other guidelines)
- Conventional financing as low as 3% down
- Lender Paid PMI & other flexible PMI programs
- USDA No Money Down – All of Moore County is eligible!
- USDA streamline refinance (no appraisal or debt ratio required)
- Reverse Mortgages for seniors – we have a Reverse Specialist on our team
- Commercial Loans
Michele Shane, Licensed Mortgage Originator – NMLS #415646; MLO NC-165412
129 Chatham Street, Sanford, NC 27330 (NMLS 1219495)
OVM Financial, Inc. is an Equal Housing Lender. NMLS #86788 www.nmlsconsumeraccess.org. We lend to the following states: VA #MC-3038, NC #140706-104, SC #MLS – 86788, and GA #46432. All rights reserved. www.ovmfinancial.com
Author: Russell Smith
Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.
Check out our Team News!
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog
Check Out The Latest
- Mortgage Denied Because of Employment History? We Have SolutionsAugust 17, 2017 - 7:53 pm
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss the capacity to pay back the loan and more specifically discuss the role of […]
- VA Loan Includes Condo Approval, Raised Credit Score, High Debt Ratio, Paying Off DebtsAugust 11, 2017 - 6:58 am
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the things we were able to accomplish for a […]
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