License #: 1115140
MLO #: NC-I-159273
Mortgage Loan Originator
Marcela Melo, Mortgage Loan Officer covering Southern Pines, Pinehurst, and Fayetteville. VA Home Loan Expert!
When it comes to your home loan needs in the Fayetteville or Southern Pines areas, Marcela Melo has got you covered! Her number one focus is always providing outstanding customer service to her clients. When asked why she became a Loan Officer, Marcela responded: “My happiness every day is to help people achieve their dream of homeownership.”
Marcela Melo speaks 3 languages which can come in handy as a loan officer!
In addition to English, Marcela speaks both Spanish and Portuguese. This allows her to help a wide range of clients. Her tenacity and dedicated hard work will certainly wow you!
When Marcela isn’t helping her clients reach their Real Estate goals, she enjoys spending time with her family. She is married with two young girls. Her husband is Active Duty Military, giving her valuable insight into the Military lifestyle as well.
With two convenient locations in the Sandhills hills area and office space in Fayetteville, she is able to meet with clients face to face in order to walk her buyers through the home buying process easily. Marcela is actually also a part of the communities she loves to help finance! So, whether you are new to the home buying process or a seasoned homebuyer, Marcela Melo is available to help you find the best loan program to suit your needs! Contact her today!
Mortgage Programs Available Include:
- VA and VA Jumbo
- VA IRRRL (streamlined refinance with no appraisal required)
- FHA 203k purchase rehab loan
- Vacation homes
- Manufactured Homes (Doublewide or larger, must meet FHA or VA foundation and other guidelines)
- Conventional financing as low as 3% down
- Lender Paid PMI & other flexible PMI programs
- USDA No Money Down – All of Moore County is eligible!
- Reverse Mortgages for seniors – we have a Reverse Specialist on our team
- Commercial Loans
Marcela Melo, Licensed Mortgage Originator – NMLS #1115140; MLO NC-159273
230 N. Bennett Street, Suite 1A, Southern Pines, NC 28387 (NMLS 1322769)
OVM Financial, Inc. is an Equal Housing Lender. NMLS #86788 www.nmlsconsumeraccess.org. We lend to the following states: VA
#MC-3038, NC #140706-104, SC #MLS – 86788, and GA #46432. All rights reserved. www.ovmfinancial.com
Author: Russell Smith
Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.
Check out our Team News!
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog
Check Out The Latest
- See How the USDA Guarantee Fee Stays Low for 2018 to Help Home BuyersSeptember 27, 2017 - 7:50 am
Homebuyers received great news about the USDA Rural Development guaranteed loan program! In 2017, USDA drastically reduced the guarantee or funding fee they charge upfront on USDA loans, plus lowered the annual fee also. So the great news is that the USDA guarantee fee 2018 (also often referred to as a USDA funding fee) will remain at […]
- Gift Letter for Mortgage: Requirements for Who, What, and How MuchSeptember 21, 2017 - 7:16 pm
Buying a home is the American dream for many and there are a lot of programs available to accomplish this dream. But what happens when the buyer needs a little extra funds in order to purchase? That is where a gift can be very beneficial. Although it is important to understand gift requirements such as […]
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