License #: 1115140
MLO #: NC-I-159273
Mortgage Loan Originator
Marcela Melo, Mortgage Loan Officer covering Southern Pines, Pinehurst, and Fayetteville. VA Home Loan Expert!
When it comes to your home loan needs in the Fayetteville or Southern Pines areas, Marcela Melo has got you covered! Her number one focus is always providing outstanding customer service to her clients. When asked why she became a Loan Officer, Marcela responded: “My happiness every day is to help people achieve their dream of homeownership.”
Marcela Melo speaks 3 languages which can come in handy as a loan officer!
In addition to English, Marcela speaks both Spanish and Portuguese. This allows her to help a wide range of clients. Her tenacity and dedicated hard work will certainly wow you!
When Marcela isn’t helping her clients reach their Real Estate goals, she enjoys spending time with her family. She is married with two young girls. Her husband is Active Duty Military, giving her valuable insight into the Military lifestyle as well.
With two convenient locations in the Sandhills hills area and office space in Fayetteville, she is able to meet with clients face to face in order to walk her buyers through the home buying process easily. Marcela is actually also a part of the communities she loves to help finance! So, whether you are new to the home buying process or a seasoned homebuyer, Marcela Melo is available to help you find the best loan program to suit your needs! Contact her today!
Mortgage Programs Available Include:
- VA and VA Jumbo
- VA IRRRL (streamlined refinance with no appraisal required)
- FHA 203k purchase rehab loan
- Vacation homes
- Manufactured Homes (Doublewide or larger, must meet FHA or VA foundation and other guidelines)
- Conventional financing as low as 3% down
- Lender Paid PMI & other flexible PMI programs
- USDA No Money Down – All of Moore County is eligible!
- Reverse Mortgages for seniors – we have a Reverse Specialist on our team
- Commercial Loans
Marcela Melo, Licensed Mortgage Originator – NMLS #1115140; MLO NC-159273
230 N. Bennett Street, Suite 1A, Southern Pines, NC 28387 (NMLS 1322769)
OVM Financial, Inc. is an Equal Housing Lender. NMLS #86788 www.nmlsconsumeraccess.org. We lend to the following states: VA
#MC-3038, NC #140706-104, SC #MLS – 86788, and GA #46432. All rights reserved. www.ovmfinancial.com
Check out our Team News!
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog
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Private roads. These 2 words can make Realtors cringe! Because agents know these words may cause some issues during the loan process. But there are solutions. So while looking for the perfect home, let’s say you come across the perfect one on a private road. “No big deal to me!” says the buyer. Well, private roads […]
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