License #: 1293194
MLO #: NC-I-166143
Team Loan Originator
Jennifer Laughlin – Mortgage Loan Officer in Sanford NC
When it comes time to purchase a home, it is not uncommon for buyers to have a lot of questions regarding the home buying process. My greatest passion is putting my clients at ease by explaining the process to them in a way that someone outside the industry will understand. I want to ensure that you are confident in the decisions they are making regarding your mortgage loan. I take the time to explain the various loan options, set expectations reasonably and ensure that all parties to the transaction are kept informed throughout the loan approval process.
As a victim myself of the housing crash that affected so many, I understand the importance of honesty and communication. This is a major life decision you are making and those you chose to conduct business with should have your best interest at heart. When we sit together at the closing table, our relationship will not end there. I will continue to be available to answer any questions you may have. It is my sincerest hope that I will earn your business again in the future as well as provide exceptional service to those that you refer.
My educational background includes a BA in Criminal Justice and Sociology from the University of North Carolina at Wilmington. I am a licensed Loan Originator in the State of North Carolina however our team is licensed in the states of South Carolina, Georgia, Tennessee and Virginia. My greatest accomplishment is my son, Maddox. We live, work and play in Sanford where I am originally from.
I look forward to earning your business and working with you towards a successful closing!
Mortgage Programs Available Include:
- VA and VA Jumbo
- VA IRRRL (streamlined refinance with no appraisal required)
- Streamline FHA refinance (no appraisal option available)
- FHA 203k purchase rehab loan
- Vacation homes
- Manufactured Homes (Doublewide or larger, must meet FHA or VA foundation and other guidelines)
- Conventional financing as low as 3% down
- Lender Paid PMI & other flexible PMI programs
- USDA No Money Down – All of Moore County is eligible!
- USDA Streamline Refinance (no appraisal or debt ratio required)
- Reverse Mortgages for seniors – we have a Reverse Specialist on our team
- Commercial Loans
Jennifer Laughlin, Licensed Mortgage Originator – NMLS #1293194; MLO NC-166143
129 Chatham Street, Sanford, NC 27330 (NMLS 1219495)
OVM Financial, Inc. is an Equal Housing Lender. NMLS #86788 www.nmlsconsumeraccess.org. We lend to the following states: VA #MC-3038, NC #140706-104, SC #MLS – 86788, and GA #46432. All rights reserved. www.ovmfinancial.com
Author: Russell Smith
Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.
Check out our Team News!
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog
Check Out The Latest
- Mortgage Denied Because of Employment History? We Have SolutionsAugust 17, 2017 - 7:53 pm
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss the capacity to pay back the loan and more specifically discuss the role of […]
- VA Loan Includes Condo Approval, Raised Credit Score, High Debt Ratio, Paying Off DebtsAugust 11, 2017 - 6:58 am
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the things we were able to accomplish for a […]
find us here & there
Copyright © 2015 OVM Financial, All rights reserved. | OVMX; development by OVMX
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.
The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency.
The views expressed on this post are mine and do not necessarily reflect the view of OVM Financial Inc,.
Not all products or services mentioned on this site may fit all people