First Time Home Buyers

first time buyers

First time homebuyer programs for low down payment and low payment


Buying a first home can be an exciting time and we concentrate on making sure that our first time buyers fully understand the mortgage options available, which fits their situation and goals, as well as knowing loan payments and costs.

Many don’t know that a borrower is considered a first time buyer if the buyer has not owned a property in the previous 3 years and there are several products available when purchasing a home in North Carolina such as the MCC tax credit and down payment assistance.




Most other mortgage products can be used by first time buyers as well including USDA, VA, FHA, and conventional loans. Learn more about how the buying process works by viewing “Our Process”,  learn more about your Loan Types options, read our informative blogs , but most importantly contact us to discuss buying your first home today.

Team Move lends in areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.  North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina and Virginia.

Get Started

Need Help?

Check out our Team News!

Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios. View News & Blog