One of the most popular questions we hear is what kind of programs are there with 100% financing and the answer has been VA and USDA. But now, NC Housing Finance Agency has the NC Home Advantage Down Payment Assistance program. NC first time or move up buyers... Read More
Did you know that a Veteran can purchase a condo as a primary residence at the beach? VA approved myrtle beach condos are plentiful and offer a great, relaxing lifestyle. As of today, there are actually 49 approved condominium complexes in Horry County, SC. ... Read More
Mortgage Rates for VA, FHA, USDA, Conventional Mortgage Loans Keep in mind that there is not just one or two rates for all scenarios so when someone asks “what’s your 30 year fixed rate?”, there is no all-encompassing rate. There are so many facto... Read More
Not every service member or Veteran has perfect credit or an 800 credit score. Actually a very small percentage of Americans achieve this score. Luckily VA loans are reasonably forgiving when it comes to credit scoring. Therefore this flexibility along with t... Read More
Knowing Seller Paid Closing Cost Limits is Important Seller paid closing costs maximum limits for VA, USDA, FHA, conventional loans FHA, VA, USDA, and Conventional loans allow seller paid closing costs to a limit and it is important to know the limits Often buyers ... Read More
When can I get a mortgage loan after a short sale or foreclosure? Life brings about so many circumstances that can cause previous credit issues such as the economic downturn, medical costs, or losing a job. There is hope for a mortgage loan with time as listed belo... Read More
Picture this scenario which happens more than you may think. A service member is being PSC’d to another duty station and wants to buy another home. Maybe even the Veteran just wants to buy a bigger house in another neighborhood. BUT, what if the c... Read More
From 2008 through 2016 many homeowners suffered great financial difficulties. On top of situations such as job loss and medical issues, many home values decreased dramatically. Therefore homeowners were not able to sell their home since they were underwater. Th... Read More
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- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
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