Homebuyers received great news about the USDA Rural Development guaranteed loan program! In 2017, USDA drastically reduced the guarantee or funding fee they charge upfront on USDA loans, plus lowered the annual fee also. So the great news is that the USDA gua... Read More
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss th... Read More
So many prospective buyers look for a way to purchase a home with little to no money down. Well, USDA Rural Development Guaranteed loans offer 100% financing qualifying buyers. But in addition to buyers qualifying, the property must qualify as well. Although US... Read More
USDA Rural Development home loans are one of the most misunderstood and overlooked mortgage loans. Yet, USDA loans offer qualifying buyers one of the best purchase options available today. By offering a no money down mortgage with unbelievably affordable terms, U... Read More
The biggest misconception among renters is that a large down payment is necessary to buy a home. Then many will rent for an extended period thinking that a home purchase is unreachable. A recent article by Citylab, “The down payment is too ‘daggum... Read More
Spartanburg SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Spartanburg offers so much. Our USDA loans Spartanburg SC offer very affordable, fixed payments... Read More
Greenville SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Greenville offers so much. One trip here and you will be captured by the beauty of the foothills l... Read More
Yes, there is a great mortgage option to buy a home around Raleigh with no money down. Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing. Don’t think of USDA as just an option to buy a home in the country. ... Read More
Streamlined Process for USDA Refinance Boom! USDA just got bigger and better! USDA just got much better! Rural Development loans have provided affordable payments with no down payment for years. But now good just became awesome!! Homeowners with a USDA mortgag... Read More
USDA Commitment Done Right! We love USDA loans! Not only are buyers able to purchase with no money down, but it is flexible on credit. On top of this, USDA just made homeownership more affordable effective 10/1/16! This was accomplished by USDA drastically lowe... Read More
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- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
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