Mortgage Lending Communication “I just wanted to take a minute and thank you for pushing this purchase through for us. I know we are not your only customer but you sure make it feel this way. To the rest of the team, thank you for all your patience, I know ... Read More
Check out this success story and it is a little known advantage for licensed Real Estate Agents. Actually a Realtor commission may be used as down payment for the purchase of their own home. Although normally lenders are required to prove down payment in t... Read More
Check out this success story for this VA purchase! High debt ratio and under 640 scores closed quick First Time VA Loan Buyer Options Under 640 score, over 55% debt ratio, VA home loan purchase that needs to close in 33 days? No way? Yes, Way!! So often th... Read More
USDA guidelines allow for limited credit Limited Credit & No Money Down Mortgages Do you have limited, but good credit and want to buy a home with little to no money down? Our USDA guaranteed loan guidelines will allow for us to add nontraditional credit to a thi... Read More
VA home loans work so well for military and veteran buyers. They offer a no money down purchase loan. But sometimes things happen outside of the service member’s control. Too often VA buyers have purchased a home that depreciated in value so that the home... Read More
OVM Financial is one of INC 5000 top growing companies in the US. OVM Financial is thrilled and honored to announce we have been named one of INC 5000 Magazine’s Top 5000 Fastest-Growing Private U.S. Companies in 2015 & 2016! Since our company’s initial star... Read More
A recent VA purchase closing had 2 characteristics of a VA loan that most do not know. First is using a VA bonus entitlement. This allows a qualifying veteran to have 2 VA loans at once. It is also called 2nd Tier Entitlement, which gives the veteran the abi... Read More
Do you have a required repair on a USDA loan We see this issue too much where the appraiser is requiring repairs to be completed on the home in order to meet USDA guidelines. If the seller is HUD, Fannie Mae, or a bank, often they will not allow the repairs to be c... Read More
Low Credit Scores Can Get Approved Today there are many prospective homeowners with low credit scores, higher debt to income ratios, or limited credit experience. This can make it difficult to obtain a mortgage loan to purchase a home. Potential homebuyers do ne... Read More
All types of mortgage loans Just in our office we see so many different mortgage scenarios and we have always taken pride in knowing a large array of mortgage products. We don’t just take the cookie cutter loans. We tackle the difficult situations for the g... Read More
24/7 Prequal Hotline
Check Out The Latest
- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
find us here & there
Copyright © 2015 OVM Financial, All rights reserved. | OVMX; development by OVMX
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.
The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency.
The views expressed on this post are mine and do not necessarily reflect the view of OVM Financial Inc,.
Not all products or services mentioned on this site may fit all people
OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.