Streamlined Process for USDA Refinance Boom! USDA just got bigger and better! USDA just got much better! Rural Development loans have provided affordable payments with no down payment for years. But now good just became awesome!! Homeowners with a USDA mortgag... Read More
USDA Commitment Done Right! We love USDA loans! Not only are buyers able to purchase with no money down, but it is flexible on credit. On top of this, USDA just made homeownership more affordable effective 10/1/16! This was accomplished by USDA drastically lowe... Read More
Just Released South Carolina USDA Income Limits USDA Guaranteed Rural Housing Home Loans are an excellent choice for not only first time buyers but move-up buyers too. One of the biggest roadblocks to homeownership today is lack of down payment. But USDA loans g... Read More
Just Released North Carolina USDA Income Limits USDA Guaranteed Rural Housing Home Loans are an excellent choice for not only first time buyers but move-up buyers too. One of the biggest roadblocks to homeownership today is lack of down payment. But USDA loans g... Read More
Trended Data Credit Reports Explained As we like to say “Everyone is a number, so you might as well have a good one”. Lenders have based decisions to approve or deny on your credit score number. Even employment and insurance rates can be based on your... Read More
FHA PMI or MIP has been in the news in big ways over the last 3 years. There have been enhancements which helps buyers achieve home ownership easier. Plus the payments are more affordable. Recent Changes in FHA Costs The Federal Housing Administration decided in ... Read More
USDA Now Only Requires 2 Credit References! Effective immediately, USDA has lowered the minimum credit requirement from 3 to 2 trade lines reporting 12 months USDA Guaranteed Rural Development loans require no money down, the rates are fixed for 30 years, have low co... Read More
Mortgage prequalification letters can be worthless words on a paper or it could close the deal! Nowadays just about every real estate agent requires that a buyer be prequalified prior to spending valuable time and money showing houses to a buyer. Some buyers s... Read More
2016 BAH Rates for U.S. service members increased on average 3.4% from 2015 Are you changing duty stations and relocating to a North Carolina base? Then, knowing the NC BAH rates / income will help military buyers budget for a house. BAH is a very key part of U... Read More
2016 Military Housing (BAH) Rates for Service Members Increased on average 3.4% from 2015 Are you changing duty stations and relocating to a South Carolina base? Then, knowing the SC BAH rates / income will help military buyers budget for a house. BAH is a key pa... Read More
Check Out The Latest
- Gift Letter for Mortgage: Requirements for Who, What, and How MuchSeptember 21, 2017 - 7:16 pm
Buying a home is the American dream for many and there are a lot of programs available to accomplish this dream. But what happens when the buyer needs a little extra funds in order to purchase? That is where a gift can be very beneficial. Although it is important to understand gift requirements such as […]
- Everything You Need to Know About Purchasing Rental PropertySeptember 14, 2017 - 9:47 am
Whether it is a vacation rental or long term rental, buying rental property could be a big step towards financial freedom. According to the National Association of Realtors, buying a rental or investment property actually accounts for approximately 20% of purchase transactions lately. A benefit for investors that are able to buy rentals is that […]
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