Homebuyers received great news about the USDA Rural Development guaranteed loan program! In 2017, USDA drastically reduced the guarantee or funding fee they charge upfront on USDA loans, plus lowered the annual fee also. So the great news is that the USDA gua... Read More
The VA appraisal process is different from other appraisal types. A term that strikes fear is when the VA appraiser invokes the Tidewater Initiative. Realtors, buyers, sellers, and lenders worry about the purchase falling apart. But if everyone moves quickly en... Read More
You know those furniture store signs “Out for your business”? Well, Fannie Mae is out for your business! This year there has been a consistent flow of updates coming from Fannie Mae. Plus there are more coming! Most of these include loosening of i... Read More
A recent USA Today article stated “Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve”. Average student loan debt for 2015 graduates in North Carolina is $25,645. Plus many graduates have so much more... Read More
The biggest misconception among renters is that a large down payment is necessary to buy a home. Then many will rent for an extended period thinking that a home purchase is unreachable. A recent article by Citylab, “The down payment is too ‘daggum... Read More
Spartanburg SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Spartanburg offers so much. Our USDA loans Spartanburg SC offer very affordable, fixed payments... Read More
Greenville SC’s housing & job market offers so much to a wide range of buyers. Whether you are a first time buyer, moving up, or retiring in this area, Greenville offers so much. One trip here and you will be captured by the beauty of the foothills l... Read More
Yes, there is a great mortgage option to buy a home around Raleigh with no money down. Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing. Don’t think of USDA as just an option to buy a home in the country. ... Read More
Student loan debt and payments play a large role in buyers qualifying for a mortgage loan. With escalating costs of a college education, many graduates carry the heavy burden of debt. Luckily there are many programs providing student loan payment relief. But w... Read More
FHA loans are well known for helping buyers obtain a very affordable house payment. Well FHA, one of the most popular loan programs, just became even cheaper because HUD lowered FHA PMI rates for the 2nd time in 2 years. The Federal Housing Administration will... Read More
24/7 Prequal Hotline
Check Out The Latest
- How to Sell Your House With Top 12 Creative IdeasNovember 14, 2017 - 8:26 pm
Recently a Realtor asked for some creative negotiating items a seller may offer to a buyer. Basically, what can the seller do to sweeten the deal so the buyer is more willing and/or able to go under contract. This Realtor, like many, realize that a purchase contract is about more than just the price. Sometimes these […]
- 8 Reasons Now is the Time to Buy a HouseNovember 13, 2017 - 6:39 pm
Are you currently renting? Is your lease coming up for renewal? Before you extend your lease for another year or two, why not consider exploring the possibility of buying instead of continuing to pay someone else’s mortgage? First of all, we are not going to say everyone should buy a house. Not everyone wants to. But there are […]
find us here & there
Copyright © 2015 OVM Financial, All rights reserved. | OVMX; development by OVMX
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.
The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency.
The views expressed on this post are mine and do not necessarily reflect the view of OVM Financial Inc,.
Not all products or services mentioned on this site may fit all people
OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.