Low down payment jumbo loans Jumbo mortgage loans over recent years have been more conservative than other loans. Although we have some low down payment solutions for today’s luxury home buyer. The improvement in the US economy has really helped increase the... Read More
FHA already has the reputation of being a forgiving and flexible home loan. But many lenders actually place higher limits on the minimum credit score for FHA loan files. The Federal Housing Administration allows lenders to use good judgment in determining loan ap... Read More
Not every service member or Veteran has perfect credit or an 800 credit score. Actually a very small percentage of Americans achieve this score. Luckily VA loans are reasonably forgiving when it comes to credit scoring. Therefore this flexibility along with t... Read More
How to get a USDA home loan with limited credit on your credit report Limited Credit and Looking for No Money Down? We just recently closed a USDA loan for a buyer that only had one credit trade line reporting on the credit report. The buyer had 3 credit scores with ... Read More
Maybe we are biased by living and working in the area, but Brunswick County offers such variety on the coast of NC. Just a quick look will see the facts prove it true though. Choices include living at the beach, championship level golf communities, peaceful isla... Read More
North Carolina is a state of varied terrain including mountains, beaches, lakes, countryside, and big cities. Also the Tar Heel state has a variety of different borrower types. But a common request across ALL of NC is how to purchase a home with no down payme... Read More
Most banks and lenders will lend up to 80% or less on a construction to permanent scenario. But for borrowers in NC and SC, we have great options for building a new dream home. We combine the flexibility of an FHA loan with the benefits of construction financing.... Read More
Knowing Seller Paid Closing Cost Limits is Important Seller paid closing costs maximum limits for VA, USDA, FHA, conventional loans FHA, VA, USDA, and Conventional loans allow seller paid closing costs to a limit and it is important to know the limits Often buyers ... Read More
When can I get a mortgage loan after a short sale or foreclosure? Life brings about so many circumstances that can cause previous credit issues such as the economic downturn, medical costs, or losing a job. There is hope for a mortgage loan with time as listed belo... Read More
SC USDA Status for loan note guarantee SC USDA Status Hotline USDA loans are unlike other types of loans. Normally lenders underwrite a file without review from an agency. USDA requires an extra step after the lender underwriting process. Next comes the USDA... Read More
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- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
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