Part of military life is the high percentage of receiving your permanent change of station orders. This is also called PCS orders for short. PCS is the military version of a job relocation over 50 miles away. At least a benefit is that the military will pay f... Read More
Buying a home is the American dream, but sometimes there are hurdles making ownership a struggle to many. Down payment, higher debt ratios, and credit requirements make buying a home difficult at times. Many are familiar with the benefits of an FHA, VA, or USDA... Read More
Are you buying a home from a family member? Family transactions may have pluses for both the buyer and seller. A major benefit to buyers is a gift of equity. So what is a gift of equity? It is a little known rule which allows equity in a family member’... Read More
Student loan debt and payments play a large role in buyers qualifying for a mortgage loan. With escalating costs of a college education, many graduates carry the heavy burden of debt. Luckily there are many programs providing student loan payment relief. But w... Read More
It is no secret that student loans cause debt ratio issues when qualifying for a home loan. While mortgage lending hasn’t caught up with student loan debt payment options, there are great solutions available. So let’s share creative ways millennials... Read More
FHA loans are well known for helping buyers obtain a very affordable house payment. Well FHA, one of the most popular loan programs, just became even cheaper because HUD lowered FHA PMI rates for the 2nd time in 2 years. The Federal Housing Administration will... Read More
Well, 2016 is over and what a year it was! The real estate market had a great year which was supported by very low rates and an improving economy. As a mortgage lender, we try to do more than just close mortgage loans. Providing education is a cornerstone ... Read More
The dreaded VA Appraisal! Yes, that stage of the purchase that makes realtors and sellers cringe. Really, a VA appraisal isn’t that bad when you know what the appraiser is looking for. We have actually written several helpful articles referencing appraisa... Read More
There are so many reasons NOT to be a Cash Buyer Becoming a cash buyer is not easy and usually takes dedication over time. So it usually doesn’t happen overnight. Therefore, don’t put on the blinders and only consider paying all of that hard earned i... Read More
Fannie Mae & Freddie Mac will now offer bigger home loans effective January 1, 2017! The Federal Housing Finance Agency (FHFA) has announced the new maximum loan limits for the United States. Conforming loan limits have not increased in 11 years because of t... Read More
Check Out The Latest
- How to Buy a Home After Receiving PCS OrdersApril 24, 2017 - 10:13 am
Part of military life is the high percentage of receiving your permanent change of station orders. This is also called PCS orders for short. PCS is the military version of a job relocation over 50 miles away. At least a benefit is that the military will pay for the move in these cases. Typically, military families are […]
- Century 21 Lumberton NC Office Agents Show Experience and ServiceApril 22, 2017 - 11:40 am
Century 21 has been a cornerstone of the Lumberton community for quite a long time. Although, it is the members of the Century 21 Lumberton NC office that make it special. Recently the C21 family held their annual awards breakfast and recognized top agents, support staff, and new team members. These C21 real estate agents and support staff serve Robeson […]
find us here & there
Copyright © 2015 OVM Financial, All rights reserved. | OVMX; development by OVMX
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.
The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency.
The views expressed on this post are mine and do not necessarily reflect the view of OVM Financial Inc,.
Not all products or services mentioned on this site may fit all people
OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.