So has the lending world scared you into believing your credit score is your whole meaning in life? Obviously it isn’t, but it does play a very important role in key areas of life. Some you may surprise you. Credit scores could determine insurance rates, ... Read More
There are so many reasons NOT to be a Cash Buyer Becoming a cash buyer is not easy and usually takes dedication over time. So it usually doesn’t happen overnight. Therefore, don’t put on the blinders and only consider paying all of that hard earned i... Read More
Best Mortgage Lender in Sanford and Lee County NC For the 2nd Year in a Row, the Sanford Herald Announced the Best Mortgage Lender to be Team Move OVM Financial! Best Mortgage Lender is such a wonderful award and we are so happy that the people of Lee County have cho... Read More
Public Water Connection little known rule that can kill a closing! Hopefully you have never been caught off-guard by this little known Public Water FHA rule. It can add a large unexpected cost to a purchase! Did you know that if a property is using a well for it... Read More
Married Military Couples have great opportunities in using VA home loans! For married couples, discussing VA entitlement with a trained Team Move VA Home Loan Expert is key to understanding your cost saving opportunities. When a married couple are both in... Read More
Retirees work all of their lives to get to the point of relaxing and enjoying retirement years. A primary goal is to buy a home with no monthly payment and then age in place. Well, this normally means paying cash for a home. But many seniors, Realtors, buil... Read More
Are you converting a current residence to a rental or have property you have rented for under 3 years that used to be your primary residence? You need to read this important information and then schedule Make Your CPA Appointment NOW to Avoid This Big Income Tax Time... Read More
Tom Fortune – OVM Marketing Director OVM Financial is continuing to grow its talented team at a rapid pace. Please join us in cordially welcoming our brand new Director of Marketing, Tom Fortune! Tom’s role will be to oversee the Marketing Department as we co... Read More
Often, self employed borrowers have a very hard time getting a mortgage loan approval. So business owners run into issues when buying a home. Well, we have a mortgage loan option which is lenient on previous credit issues. But more importantly it allows us to... Read More
Check out this success story and it is a little known advantage for licensed Real Estate Agents. Actually a Realtor commission may be used as down payment for the purchase of their own home. Although normally lenders are required to prove down payment in t... Read More
Check Out The Latest
- Mortgage Denied Because of Employment History? We Have SolutionsAugust 17, 2017 - 7:53 pm
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss the capacity to pay back the loan and more specifically discuss the role of […]
- VA Loan Includes Condo Approval, Raised Credit Score, High Debt Ratio, Paying Off DebtsAugust 11, 2017 - 6:58 am
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the things we were able to accomplish for a […]
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OVMFinancial, Inc. is licensed by the Virginia State Corporation Commission/Bureau of Financial Institutions as a mortgage lender/mortgage broker, license # 3038, NMLS ID# 86788, (www.nmlsconsumeraccess.org). We lend in the following states: Virginia, North Carolina and South Carolina.