VA loans may actually be the best home loan in the USA! Heck, even the world possibly! Although most VA loans are used for a no down payment purchase, it is also a very beneficial solution to buy a higher priced home. Each county in the U.S. has a VA loan limi... Read More
VA home loans are best known for providing Veterans and service members with a no down payment purchase option. Although, sometimes VA loans require a down payment. For instance, there could be a VA loan down payment required if a buyer would have two VA loans... Read More
Thinking about buying a first home and trying to figure out what to do can be an overwhelming thought. There are a lot of things to consider such as price, payment, amenities, down payment, and qualification. Plus spending and probably borrowing tens to hundreds... Read More
Are you currently living with family, staying with friends, or renting an apartment or home? Are you like many that want to achieve the dream of homeownership for the first time? This is a huge step and it should not be taken lightly. Even though Millennials a... Read More
So many prospective buyers look for a way to purchase a home with little to no money down. Well, USDA Rural Development Guaranteed loans offer 100% financing qualifying buyers. But in addition to buyers qualifying, the property must qualify as well. Although US... Read More
The American Dream. It looks different to each person, but a very common dream to many is the dream of homeownership. Although, the homeownership dream is not reserved just for American citizens. Non US citizens with a green card may be able to buy a home.... Read More
Most are familiar with the benefit of a streamlined refinance process for refinancing a VA loan to another VA loan. It is typically used to lower an interest rate or term. But another very helpful Veteran benefit is the VA cash out refinance. Although, just bec... Read More
Maybe you paid for a credit score or maybe you got it for free. But most find out that there is a big problem with these scores! The fault in the credit scoring systems used is they do not match the mortgage credit score pulled by lenders. If you’re think... Read More
The most popular time to buy a home is in the Spring and Summer. But besides home buying season, it is also Hurricane Season in the Southeast US. The hurricane season officially begins on June 1 and continues through November 30. Although hurricanes could form ... Read More
Service members and military Veterans have a very affordable way to buy a home with a VA loan. This is a huge advantage for military buyers and feel free to check our expansive library of VA articles backing this up! But what if the active duty or Veteran borro... Read More
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Recently a Realtor asked for some creative negotiating items a seller may offer to a buyer. Basically, what can the seller do to sweeten the deal so the buyer is more willing and/or able to go under contract. This Realtor, like many, realize that a purchase contract is about more than just the price. Sometimes these […]
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Are you currently renting? Is your lease coming up for renewal? Before you extend your lease for another year or two, why not consider exploring the possibility of buying instead of continuing to pay someone else’s mortgage? First of all, we are not going to say everyone should buy a house. Not everyone wants to. But there are […]
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