The recent Equifax hack has made 143 million people’s confidential information vulnerable. So you may as well assume you have been hacked. This is basically identity theft on steroids! Credit is a double edged sword. These days, everyone is a number and... Read More
Capacity, credit, collateral, and capital are considered the 4 C’s of mortgage lending. Basically, these are the main areas lenders review to qualify a borrower. But these 4 categories are broken down into many subsets. This article is going to discuss th... Read More
Individually, these areas mentioned in the title are great advantages of VA home loans. But what if all of them happened on the same purchase? Well, they did and we closed it! So, we bring understanding VA home loans to another level. Check out some of the th... Read More
VA loans may actually be the best home loan in the USA! Heck, even the world possibly! Although most VA loans are used for a no down payment purchase, it is also a very beneficial solution to buy a higher priced home. Each county in the U.S. has a VA loan limi... Read More
VA home loans are best known for providing Veterans and service members with a no down payment purchase option. Although, sometimes VA loans require a down payment. For instance, there could be a VA loan down payment required if a buyer would have two VA loans... Read More
Thinking about buying a first home and trying to figure out what to do can be an overwhelming thought. There are a lot of things to consider such as price, payment, amenities, down payment, and qualification. Plus spending and probably borrowing tens to hundreds... Read More
Are you currently living with family, staying with friends, or renting an apartment or home? Are you like many that want to achieve the dream of homeownership for the first time? This is a huge step and it should not be taken lightly. Even though Millennials a... Read More
So many prospective buyers look for a way to purchase a home with little to no money down. Well, USDA Rural Development Guaranteed loans offer 100% financing qualifying buyers. But in addition to buyers qualifying, the property must qualify as well. Although US... Read More
The American Dream. It looks different to each person, but a very common dream to many is the dream of homeownership. Although, the homeownership dream is not reserved just for American citizens. Non US citizens with a green card may be able to buy a home.... Read More
Most are familiar with the benefit of a streamlined refinance process for refinancing a VA loan to another VA loan. It is typically used to lower an interest rate or term. But another very helpful Veteran benefit is the VA cash out refinance. Although, just bec... Read More
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- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
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