For many, buying a home is considered the American dream. But sometimes there are roadblocks to homeownership. Well our site is designed to break through those roadblocks and provide solutions to home buyers. A common occurrence primarily in young, first time b... Read More
Rent Free Options Explained It is very popular these days for people to move back in with parents. Additionally, many even live with other family members or friends. Therefore these buyers cannot prove an on-time housing history. This is called a “rent f... Read More
FHA lowers PMI drastically which saves buyers money FHA has just made financing the purchase or refinancing of a home cheaper by lowering the amount of monthly payment of mortgage insurance premium by over 1/3! The latest announcement by HUD states that the monthly... Read More
One of the most popular questions we hear is what kind of programs are there with 100% financing and the answer has been VA and USDA. But now, NC Housing Finance Agency has the NC Home Advantage Down Payment Assistance program. NC first time or move up buyers... Read More
FHA already has the reputation of being a forgiving and flexible home loan. But many lenders actually place higher limits on the minimum credit score for FHA loan files. The Federal Housing Administration allows lenders to use good judgment in determining loan ap... Read More
Most banks and lenders will lend up to 80% or less on a construction to permanent scenario. But for borrowers in NC and SC, we have great options for building a new dream home. We combine the flexibility of an FHA loan with the benefits of construction financing.... Read More
Knowing Seller Paid Closing Cost Limits is Important Seller paid closing costs maximum limits for VA, USDA, FHA, conventional loans FHA, VA, USDA, and Conventional loans allow seller paid closing costs to a limit and it is important to know the limits Often buyers ... Read More
When can I get a mortgage loan after a short sale or foreclosure? Life brings about so many circumstances that can cause previous credit issues such as the economic downturn, medical costs, or losing a job. There is hope for a mortgage loan with time as listed belo... Read More
FHA Approved Condos Search In order to purchase a condo with an FHA loan, the complex must be approved. FHA approved condos combine simple living with affordable financing. But in order to use FHA, the complex must be on the FHA Approved Condos website. Dir... Read More
From 2008 through 2016 many homeowners suffered great financial difficulties. On top of situations such as job loss and medical issues, many home values decreased dramatically. Therefore homeowners were not able to sell their home since they were underwater. Th... Read More
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- How to Sell Your House With Top 12 Creative IdeasNovember 14, 2017 - 8:26 pm
Recently a Realtor asked for some creative negotiating items a seller may offer to a buyer. Basically, what can the seller do to sweeten the deal so the buyer is more willing and/or able to go under contract. This Realtor, like many, realize that a purchase contract is about more than just the price. Sometimes these […]
- 8 Reasons Now is the Time to Buy a HouseNovember 13, 2017 - 6:39 pm
Are you currently renting? Is your lease coming up for renewal? Before you extend your lease for another year or two, why not consider exploring the possibility of buying instead of continuing to pay someone else’s mortgage? First of all, we are not going to say everyone should buy a house. Not everyone wants to. But there are […]
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