Charge Off Mortgage Solutions You can buy a home with an old charge off on your credit Often a buyer may have gone through a period where there was a drop in income, took a while to find a job out of school, had a medical emergency, a divorce, or just didn’t un... Read More
Commission Income & Mortgages Commission Income Buyers Could Qualify for a Home in 1 Year! It happens all the time where someone builds up the nerves to venture from an hourly or salaried position into a full commission income job. Often, if the person is good... Read More
Public Water Connection little known rule that can kill a closing! Hopefully you have never been caught off-guard by this little known Public Water FHA rule. It can add a large unexpected cost to a purchase! Did you know that if a property is using a well for it... Read More
FHA 100 Mile Rule To have multiple FHA loans or use rental income on a departing residence, the FHA 100 mile rule must be followed Often buyers are relocating to a new area and 1) need a 2nd FHA loan for one of many reasons and/or 2) need to count the rent on th... Read More
FHA is a great way to finance manufactured homes Manufactured homes can offer low to moderate income families in NC, SC, and Virginia affordable housing. But, manufactured home lending is going to be more strict than most other property types. Higher forec... Read More
FHA PMI or MIP has been in the news in big ways over the last 3 years. There have been enhancements which helps buyers achieve home ownership easier. Plus the payments are more affordable. Recent Changes in FHA Costs The Federal Housing Administration decided in ... Read More
Income Based Repayment (IBR) and FHA Mortgages The problem many FHA buyers run into when buying a home is a high level of student loan debt Student loan debt levels are at a record high and continue to rise quickly. Coming out of college with a mountain of debt an... Read More
During tax season, refunds help so many become homeowners! Down payment is one of the biggest obstacles for prospective first time buyers to purchase a home. But during tax season, many tax payers have more funds than any other time of year. So there is no ... Read More
Off-Frame Modular, On-Frame Modular, or even Doublewide Home? A very popular question we receive from buyers and Realtors is, “How do I tell if a home is an off-frame or on-frame modular homes?” Looking at the outside and even walking inside of modula... Read More
You love your family, but do you want to live with them forever? Over the years, often because of the previous downturn in the economy, many younger adults have moved back into or never moved from the parents house. Getting out of the parents house can be d... Read More
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- How to Sell Your House With Top 12 Creative IdeasNovember 14, 2017 - 8:26 pm
Recently a Realtor asked for some creative negotiating items a seller may offer to a buyer. Basically, what can the seller do to sweeten the deal so the buyer is more willing and/or able to go under contract. This Realtor, like many, realize that a purchase contract is about more than just the price. Sometimes these […]
- 8 Reasons Now is the Time to Buy a HouseNovember 13, 2017 - 6:39 pm
Are you currently renting? Is your lease coming up for renewal? Before you extend your lease for another year or two, why not consider exploring the possibility of buying instead of continuing to pay someone else’s mortgage? First of all, we are not going to say everyone should buy a house. Not everyone wants to. But there are […]
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