The VA appraisal process is different from other appraisal types. A term that strikes fear is when the VA appraiser invokes the Tidewater Initiative. Realtors, buyers, sellers, and lenders worry about the purchase falling apart. But if everyone moves quickly en... Read More
Thinking about buying a first home and trying to figure out what to do can be an overwhelming thought. There are a lot of things to consider such as price, payment, amenities, down payment, and qualification. Plus spending and probably borrowing tens to hundreds... Read More
Are you currently living with family, staying with friends, or renting an apartment or home? Are you like many that want to achieve the dream of homeownership for the first time? This is a huge step and it should not be taken lightly. Even though Millennials a... Read More
The American Dream. It looks different to each person, but a very common dream to many is the dream of homeownership. Although, the homeownership dream is not reserved just for American citizens. Non US citizens with a green card may be able to buy a home.... Read More
So many things seem to block saving for a down payment on a house. High rent payments, car repairs, hospital bills, plus other expenses get in the way. But, there is a special program which allows South Carolina buyers to become homeowners! It is called the d... Read More
You know those furniture store signs “Out for your business”? Well, Fannie Mae is out for your business! This year there has been a consistent flow of updates coming from Fannie Mae. Plus there are more coming! Most of these include loosening of i... Read More
Maybe you paid for a credit score or maybe you got it for free. But most find out that there is a big problem with these scores! The fault in the credit scoring systems used is they do not match the mortgage credit score pulled by lenders. If you’re think... Read More
USDA Rural Development home loans are one of the most misunderstood and overlooked mortgage loans. Yet, USDA loans offer qualifying buyers one of the best purchase options available today. By offering a no money down mortgage with unbelievably affordable terms, U... Read More
Military buyers have a huge benefit when it comes to purchasing a home. Not only do service members have a no down payment option, but VA loans may be the best mortgage available. VA loans offer up to 100% financing with no monthly mortgage insurance. Thus, thi... Read More
A recent USA Today article stated “Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve”. Average student loan debt for 2015 graduates in North Carolina is $25,645. Plus many graduates have so much more... Read More
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- New Tax Law Helps a First Time Home Buyer Purchase a More Affordable HomeDecember 27, 2017 - 8:19 pm
First Time Home Buyer Can Use New Tax Laws to Make a Home Purchase More Affordable There’s a lot of good numbers flying around these days about real estate! Existing home sales, new home construction, and other confidence numbers continue to rise. Actually a recent USA Today article stated, “homebuilder confidence hit the highest level in 18 years in […]
- Capital Gains Home Exclusion Rules Help Sellers ProfitDecember 22, 2017 - 5:55 am
The House and Senate income tax reform bills offer a lot of changes to many tax payers. Many are debating the pros versus cons of tax reform. Although, the main goal of the reform appears to be to help the American tax payers and further stimulate the economy. One area that had many in the real estate industry […]
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