USDA streamline pilot refinance with no appraisal required North Carolina homeowners that have a USDA home loan, USDA has a little known, special refinance product called the USDA Pilot Refinance Program which is for borrowers that currently have a USDA guaranteed lo... Read More
Team Move Blog
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios.
FHA lowers PMI drastically which saves buyers money FHA has just made financing the purchase or refinancing of a home cheaper by lowering the amount of monthly payment of mortgage insurance premium by over 1/3! The latest announcement by HUD states that the monthly... Read More
Johnny Mercer’s Pier, Wrightsville Beach, NC Wrightsville Beach, NC Cape Fear Coastal Living – A great surf town is the nearly magical sum of consistent waves, inviting accommodations, friendly locals, fun nightlife, delicious food, and plenty of activit... Read More
Many families prefer to live in a suburban or rural areas. Buying a home outside the city often means the water source comes from a private or community well. Veterans, active military, or surviving spouses need to understand how VA looks at a well. The Vete... Read More
For first time home buyers, we offer three Fannie Mae programs with a LTV up to 97% for credit worthy borrowers for certain principal residence transactions. One little known low down payment option we offer is the “My Community Mortgage” or MCM. R... Read More
Lenders cannot discriminate based on a borrowers age. A retired even at an advanced age can get a 30 year term We are surprised when we occasionally hear someone say something like “Well I am 65 years old, so I can only get a 10 or 15 year mortgage, right?... Read More
Social Security disability income protects individuals no longer able to work at the same prior level. In the past lenders had difficulty in meeting a mortgage loan approval. This requirement included proof that the income “should” continue for at lea... Read More
One of the most popular questions we hear is what kind of programs are there with 100% financing and the answer has been VA and USDA. But now, NC Housing Finance Agency has the NC Home Advantage Down Payment Assistance program. NC first time or move up buyers... Read More
The Dawson on Morgan Luxury Condos, downtown Raleigh, NC The Dawson on Morgan condos, which are located at 317 W. Morgan Street, Raleigh, NC, are currently approved with our company for conventional financing. A lot of people are not aware that often condos are d... Read More
Did you know that a Veteran can purchase a condo as a primary residence at the beach? VA approved myrtle beach condos are plentiful and offer a great, relaxing lifestyle. As of today, there are actually 49 approved condominium complexes in Horry County, SC. ... Read More
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- 2018 FHA Loan Limits Increases Homeownership Opportunities for BuyersDecember 8, 2017 - 11:37 am
After the recent announcement of the conforming loan limits increase, FHA has now announced their own increase. Housing prices have continued to climb which is a good thing to owners, but can be a struggle for home buyers. As a buyer sits on the sidelines as a renter or living with family, prices are rising. […]
- 6 Reasons to Get Your Certificate of Eligibility Before BuyingDecember 8, 2017 - 6:30 am
In order to get a VA loan, it is important to make sure that the Veteran is first eligible for VA. Often, we are able to get the VA Certificate of Eligibility for the Veteran within a couple minutes online. But, there are times that this information is not available online. Therefore a Veteran has a […]
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