Low down payment jumbo loans Jumbo mortgage loans over recent years have been more conservative than other loans. Although we have some low down payment solutions for today’s luxury home buyer. The improvement in the US economy has really helped increase the... Read More
Team Move Blog
Our team experiences so many scenarios in working with buyers, builders, realtors, and others so we have created this informative blog to help you find answers to your mortgage questions or scenarios.
FHA already has the reputation of being a forgiving and flexible home loan. But many lenders actually place higher limits on the minimum credit score for FHA loan files. The Federal Housing Administration allows lenders to use good judgment in determining loan ap... Read More
Not every service member or Veteran has perfect credit or an 800 credit score. Actually a very small percentage of Americans achieve this score. Luckily VA loans are reasonably forgiving when it comes to credit scoring. Therefore this flexibility along with t... Read More
How to get a USDA home loan with limited credit on your credit report Limited Credit and Looking for No Money Down? We just recently closed a USDA loan for a buyer that only had one credit trade line reporting on the credit report. The buyer had 3 credit scores with ... Read More
Self employed and denied a mortgage because of “mortgages and notes due in less than one year”? A little known number near the back of a borrower’s business tax returns that can cause a huge issue with a mortgage loan approval is “mortgages, n... Read More
Maybe we are biased by living and working in the area, but Brunswick County offers such variety on the coast of NC. Just a quick look will see the facts prove it true though. Choices include living at the beach, championship level golf communities, peaceful isla... Read More
North Carolina is a state of varied terrain including mountains, beaches, lakes, countryside, and big cities. Also the Tar Heel state has a variety of different borrower types. But a common request across ALL of NC is how to purchase a home with no down payme... Read More
Most banks and lenders will lend up to 80% or less on a construction to permanent scenario. But for borrowers in NC and SC, we have great options for building a new dream home. We combine the flexibility of an FHA loan with the benefits of construction financing.... Read More
Knowing Seller Paid Closing Cost Limits is Important Seller paid closing costs maximum limits for VA, USDA, FHA, conventional loans FHA, VA, USDA, and Conventional loans allow seller paid closing costs to a limit and it is important to know the limits Often buyers ... Read More
When can I get a mortgage loan after a short sale or foreclosure? Life brings about so many circumstances that can cause previous credit issues such as the economic downturn, medical costs, or losing a job. There is hope for a mortgage loan with time as listed belo... Read More
Check Out The Latest
- Lake Waccamaw Named Top 25 Small Lake TownsJune 27, 2017 - 10:10 am
Whether it is for a vacation home or to live in a quiet town, Lake Waccamaw has a lot to offer. Actually the lake was recently named to the “Top 25 Small Lake Towns We’re Seriously Obsessed With“. Additionally the Country Living article ranked the quaint little lake town as #6 in the country! It […]
- Assistance Available for SC Buyers in Need of a Down PaymentJune 22, 2017 - 6:29 pm
So many things seem to block saving for a down payment on a house. High rent payments, car repairs, hospital bills, plus other expenses get in the way. But, there is a special program which allows South Carolina buyers to become homeowners! It is called the down payment assistance SC program. This program combines either an FHA or […]
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