Yes, there is a great mortgage option to buy a home around Raleigh with no money down. Our USDA loans Raleigh NC offer very affordable, fixed payments with the luxury of 100% financing. Don’t think of USDA as just an option to buy a home in the country. As you will see in the map below, there are USDA eligible areas around Raleigh. Eligible areas include Holly Springs, Hillsborough, Knightdale, Clayton, Zebulon, Wendell, Wake Forest, and more.
While reviewing the USDA map, make sure to note the boundaries which start the USDA eligible areas. If you are willing to make a short commute out of Raleigh, you will find this wonderful option exists!
USDA Loans Raleigh NC
Notice the map below. The orange shaded areas are not eligible for USDA loans, but all of the rest is.
How do I find out if a Wake County property address is USDA eligible?
First View the Area: Unless you have a specific property already in mind, it is best to search the general USDA eligible areas first. Then you know the boundaries. In order to view these areas and zoom into street level, follow these easy instructions:
Step 1: Select “Single Family Housing Guaranteed”
2: Use your mouse to move your area to the middle of the screen
3: Use the scroll bar on the map or your mouse scroll button
Browse the area, especially if the area you are searching is on the borderline of being eligible or not. Really pay attention to which side of a particular road you need to stay on for instance.
Next, View the Specific Property Address: Once you have zoomed into the eligible areas, you could type in actual property addresses. So if you found a home for sale on Zillow, Trulia, Homes, or Realtor, you can type in the address. The site will tell you if the property is eligible.
Step 1: Type in the property address
2: Is the property in an eligible area?
Just click on the “Print” button above the map
We are the best lender for USDA Loans Raleigh NC Area!
Learn more about Raleigh: Resources for Moving to Raleigh NC, Wake County and Surrounding Areas
Team Move lends in areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC. Columbia, North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina and Virginia.
Author: Russell Smith
Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.