USDA Loans Wilmington NC – Know the Areas for a No Money Down Purchase

Yes, there is a great mortgage option to buy a home in Wilmington with no money down.  Our USDA loans Wilmington NC offer very affordable, fixed payments with the luxury of 100% financing.  Don’t think of USDA as just an option to buy a home in the country.  As you will see in the map below, there are USDA eligible areas in and around Wilmington.  Eligible areas include around Wrightsboro, north of Gordon Rd, parts of Ogden, and even in Carolina Beach.  There are even approved areas around golf courses like Beau Rivage & Porters Neck!

Leland, Castle Hayne, Ogden are USDA Eligible

Keep in mind also that as soon as you cross the county lines, all of Pender and Brunswick counties are USDA eligible too!  So, even all of Leland including Magnolia Greens, Brunswick Forest, and more are USDA eligible.  With the dramatic road improvements, it is and easier commute into Wilmington.  Because much of Wilmington is not USDA eligible, taking a short drive to Leland, Ogden, Hampstead, or other areas could be worth it in order to get a no money down purchase loan!

USDA Loans Wilmington NC

Notice the map below.  The orange shaded areas are not eligible for USDA loans, but all of the rest is.  Additionally, check out “How the USDA Guarantee Fee Stays Low for 2018 to Help Home Buyers“.

USDA loans Wilmington NC

How do I find out if a Wilmington property address is USDA eligible?

First View the Area:  Unless you have a specific property already in mind, it is best to search the general USDA eligible areas first.  Then you know the boundaries.  In order to view these areas and zoom into street level, follow these easy instructions:

Step 1: Select “Single Family Housing Guaranteed”

usda loans wilmington nc

2: Use your mouse to move your area to the middle of the screen

3:  Use the scroll bar on the map or your mouse scroll button

Browse the area, especially if the area you are searching is on the borderline of being eligible or not. Really pay attention to which side of a particular road you need to stay on for instance.

Next, View the Specific Property Address:  Once you have zoomed into the eligible areas, you could type in actual property addresses.  So if you found a home for sale on Zillow, Trulia, Homes, or Realtor, you can type in the address.  The site will tell you if the property is eligible.

Step 1:  Type in the property address


usda loans wilmington nc

2: Is the property in an eligible area?

usda loans wilmington nc3:  You can print the map with the eligible address

Just click on the “Print” button above the map

We are the best lender for USDA Loans Wilmington NC!

So follow our writer, Russell Smith, on ActiveRain.  ActiveRain is a site that real estate professionals, buyers, and sellers may use to gain helpful knowledge.


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Team Move lends in areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.  Columbia, North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, as well as the rest of South Carolina and Virginia.


Author: Russell Smith

Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.