Buy a Home in Myrtle Beach Horry County Area With No Money Down

No matter where you go, everyone knows about Myrtle Beach.  The draw of the ocean, golf, sunshine, and tons of entertainment, gives you quite the experience!  So it is obvious why Myrtle Beach is a great place to live.  Now, let us show how to buy a home with no money down.  USDA Loans Myrtle Beach offer very affordable, fixed payments with the luxury of 100% financing.  Don’t think of USDA Rural Development loans as just for small homes in the country.  As shown in the map below, Horry County offers a large USDA eligible area for buyers!  It also helps sellers get their home sold quicker because of the favorable financing available.

Eligible areas within Horry County include all of Conway, Longs, Loris, and Green Sea.  Additionally there are portions of Myrtle Beach, North Myrtle Beach, Little River which qualify too.

Conway and Longs SC USDA Guaranteed Home Loans

Because of the growth of the Myrtle Beach area, surrounding towns such as Conway and Longs are experiencing great growth!  Plus living in Myrtle Beach is not for everyone.  Higher prices, traffic, or just wanting some space are popular reasons to venture out a little.  Buyers are finding affordable homes that also qualify for no money down USDA Guaranteed home loans.  The communities popping up vary from first time buyer neighborhoods to nice golf course developments.  Typically a USDA loan will cover most home prices in these areas too assuming the buyer qualifies.  Additionally, check out “How the USDA Guarantee Fee Stays Low for 2018 to Help Home Buyers“.

USDA Loans Myrtle Beach SC

As you will see in the map, Hwy 31 is one of the major divides between USDA eligible and ineligible areas.  Primarily it is easy to see that one doesn’t have to go far from the beach to find a no money down purchase.  The orange shaded areas are not eligible for USDA loans Myrtle Beach, but all the rest is eligible.

USDA loans myrtle beach sc

How do I find out if a Myrtle Beach or Horry County property address is USDA eligible?

First View the Area:  Unless you have a specific property already in mind, it is best to search the general USDA eligible areas first.  Then you know the boundaries.  In order to view these areas and zoom into street level, follow these easy instructions:

Step 1: Select “Single Family Housing Guaranteed”

USDA loans Myrtle Beach, Horry County

2: Use your mouse to move your area to the middle of the screen

3:  Use the scroll bar on the map or your mouse scroll button

Browse the area, especially if the area you are searching is on the borderline of being eligible or not. Really pay attention to which side of a particular road you need to stay on for instance.

Next, View the Specific Property Address:  Once you have zoomed into the eligible areas, you could type in actual property addresses.  So if you found a home for sale on Zillow, Trulia, Homes, or Realtor, you can type in the address.  The site will tell you if the property is eligible.

Step 1:  Type in the property address

USDA loans Myrtle Beach, Horry County

2: Is the property in an eligible area?

USDA loans Myrtle Beach, Horry County

3:  You can print the map with the eligible address

Just click on the “Print” button above the map

We are your best lender for USDA Loans Myrtle Beach & Horry County

So follow our writer, Russell Smith, on ActiveRain.  ActiveRain is a site that real estate professionals, buyers, and sellers may use to gain helpful knowledge.

Learn more about Myrtle Beach Area: Resources for Moving to Myrtle Beach or Horry County

All about Myrtle Beach Planning a Myrtle Beach Trip | City of Myrtle Beach | Myrtle Beach Golf | Myrtle Beach Weather | Famous Myrtle Beach Boardwalk |

If you have questions about using a USDA home loan to purchase a home, contact Team Move today.

Team Move lends in areas such as Wilmington, Leland, Hampstead, Jacksonville, Camp Lejeune, Whiteville, Shallotte, Southport, Elizabethtown, Lumberton, Fort Bragg, Pope Air Force Base, Fayetteville, Rockingham, Raleigh, Garner, Smithfield, Clayton, Goldsboro, Charlotte, Greensboro, Winston-Salem, Durham, Chapel Hill, Burgaw, Castle Hayne, Holden Beach, Supply, Ocean Isle Beach, Sunset Beach, Hubert, Tabor City, Carolina Beach, Kure Beach, Laurinburg, Topsail Beach, North Topsail Beach, Surf City, Sneads Ferry, Richlands, Wrightsville Beach, New Bern, Oak Island, Saint James, Wallace, as well as the rest of NC.  Columbia, North Myrtle Beach, Myrtle Beach, Conway, Loris, Little River, Longs, Spartanburg, as well as the rest of South Carolina and Virginia.


Author: Russell Smith

Team Move OVM Financial loan officer success is Russell’s primary focus. He provides the tools and techniques he used as a top producing loan officer. Additionally he offers the Team Move OVM Financial Agent Training Program. Sharing is so important to Russell so he works diligently to be a resource to loan originators and Realtors.